633 Central Rd, Rye Beach, NH 03871 Property Records

Rockingham County and Rye Town property record for 633 Central Rd, Rye Beach, NH 03871

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 6,089 sqft · built 1900
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$4,200,000 (Sep 2025)
Tax Bill	$20,185 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RYEE M:005 B:007`

Property Details

APN / Parcel Number

Primary APN	`RYEE M:005 B:007`
Alternative APN	`585`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	4 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,089 sqft Living Area
Gross Area	14,290 sqft
1st Floor Area	3,122 sqft
Attic	Attic
Attic Area	1,495 sqft
Basement Area	1,866 sqft
Unfinished Basement	651 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	585
Street Address	633 CENTRAL RD
City	RYE BEACH
State	NH
Zip	03871-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRES
Legal Block	7
Jurisdiction	RYE TOWN NH
Township / Civil Division	RYE
Census Block Group	1
Census Block	1033
Census Tract	71001

Owner

633 Central Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Rockingham County and Rye Town records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	633 CENTRAL RD, RYE BEACH, NH 03871-9010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed of Trust, Mortgage · Line of Credit PISCATAQUA SAVINGS BANK
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Dec 20, 2016 · Amount on File
Deed Document Number	20251746
Deed Book / Page	6650 / 2327
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	633 CENTRAL RD, RYE BEACH, NH 03871-9010
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006586-65
Date	Nov 13, 2024
Book Page	6586/65
Instrument	24035218

Lender

Name	PISCATAQUA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2034

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RYE TOWN NH
Recording Date	Sep 23, 2025
Property Address	633 CENTRAL RD, RYE BEACH, NH 03871-9010
Document Number	06650-2327
Book / Page	6650 / 2327
Instrument Date	Sep 19, 2025
Instrument	25031746
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0025031747
Date	Sep 23, 2025
Instrument	25031747

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2032
Index	Other

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	633 CENTRAL RD, RYE BEACH, NH 03871-9010
Document Number	0058261705
Book / Page	005826 / 001705
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	633 CENTRAL RD RYE BEACH NH 038719010, RYE BEACH, NH 03871-9010

Mortgage

Document Number	0058261705
Date	Jun 13, 2017
Book Page	005826/001705
Instrument	23993

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 12, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 633 Central Rd was $20,185, up 5.1% from the year before.

Source: Rockingham County and Rye Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Rye Town
Elementary School District	Rye School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,185.00 (+5.15%)	$2,411,600 (+8.79%) Land $644,100 Building $1,767,500
2024	$19,197.00 (+8.16%)	$2,216,700 (+0.29%) Land $644,100 Building $1,572,600
2023	$17,749.00 (+15.04%)	$2,210,300 (-) Land $644,100 Building $1,566,200	$2,620,860
2022	$15,428.00	$2,210,300 Land $644,100 Building $1,566,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 633 Central Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	120 units insured incl. 9 condo units
Nearby Flood Claims	35 (1991–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 25 claims Severe Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 633 Central Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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