630 Central Rd, Rye Beach, NH 03871 Property Records

Rockingham County and Rye Town property record for 630 Central Rd, Rye Beach, NH 03871

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,114 sqft · built 1963
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$1,525,000 (May 2024)
Tax Bill	$7,439 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RYEE M:052 B:194`

Property Details

APN / Parcel Number

Primary APN	`RYEE M:052 B:194`
Alternative APN	`2015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	768 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2015
Street Address	630 CENTRAL RD
City	RYE BEACH
State	NH
Zip	03871-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRES
Legal Block	194
Jurisdiction	RYE TOWN NH
Township / Civil Division	RYE
Census Block Group	1
Census Block	1035
Census Tract	71001

Owner

630 Central Rd is owned by two individuals who bought it in May 2024.

Source: Rockingham County and Rye Town records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 DIX ROAD EXT, WOBURN, MA 01801-6103
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage PHH US MORTGAGE CORP
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage RADIUS FIN'L
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage RADIUS FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on File
Deed Sale	May 16, 2024 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Book / Page	6548 / 81
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	630 CENTRAL RD, RYE BEACH, NH 03871-9010
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006668-127
Date	Dec 1, 2025
Book Page	6668/127
Instrument	25040655

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	630 CENTRAL RD, RYE, NH 03870
Document Number	0061590564
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	630 CENTRAL RD RYE NH 03870, RYE, NH 03870

Mortgage

Document Number	0061590564
Date	Sep 1, 2020
Book Page	006159/000564
Instrument	45300

Lender

Name	RADIUS FIN'L
Type	Funding / Finance Company
Address	NORWELL, MA 02061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	630 CENTRAL RD, RYE, NH 03870
Document Number	0061671044
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CENTRAL RD RYE NH 03870, RYE, NH 03870

Mortgage

Document Number	0061671044
Date	Sep 21, 2020
Book Page	006167/001044
Instrument	49577

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 20, 2045

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RYE TOWN NH
Recording Date	Jun 24, 2019
Property Address	630 CENTRAL RD, RYE, NH 03870
Document Number	0060102519
Book / Page	006010 / 002519
Instrument Date	Jun 19, 2019
Instrument	22906
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,469.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	630 CENTRAL RD RYE BEACH NH 038719010, RYE BEACH, NH 03871-9010

Mortgage

Document Number	60102521
Date	Jun 24, 2019
Book Page	006010/002521
Instrument	22907

Lender

Name	RADIUS FIN'L
Type	Funding / Finance Company
Address	NORWELL, MA 02061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 630 Central Rd was $7,439, down 3.4% from the year before.

Source: Rockingham County and Rye Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Rye Town
Elementary School District	Rye School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,439.00 (-3.35%)	$888,800 (-) Land $502,300 Building $386,500
2024	$7,697.00 (+8.98%)	$888,800 (+1.05%) Land $502,300 Building $386,500
2023	$7,063.00 (+18.57%)	$879,600 (+3.07%) Land $502,300 Building $377,300	$1,417,780
2022	$5,957.00	$853,400 Land $502,300 Building $351,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Central Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	120 units insured incl. 9 condo units
Nearby Flood Claims	35 (1991–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 25 claims Severe Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Central Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER/NH private · serves 34,000 people · EPA ID NH1051010
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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