Highlands County property record for 6309 Concord St, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,896 sqft · built 1993 |
| Lot Size | 0.37 acres (16,127 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jan 2020) |
| Tax Bill | $4,047 (2024) |
| Deeds & Mortgages | Dec 2020 Line of Credit Jan 2020 Sale + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | C-15-35-30-072-0ZZ0-0210 |
| Primary APN | C-15-35-30-072-0ZZ0-0210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,896 sqft Living Area |
| 1st Floor Area | 1,804 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 16,127 sqft (0.37 acres) |
| Lot Dimensions | 150 ft deep x 107 ft wide |
| Garage Type | Finished |
| Garage Area | 1,410 sqft |
| Driveway | Driveway |
| Driveway Area | 1,490 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 25 sqft |
| Porch | Enclosed Porch |
| Porch Area | 344 sqft |
| Patio Area | 556 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 6309 CONCORD ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-7625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FAIRWAY LAKES AMENDED REPLAT PB 15 PG 17 LOT 21 BLK ZZ |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | FAIRWAY LAKES REPLAT |
| Legal Block | ZZ |
| Legal Lot Number | 21 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 961000 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6309 CONCORD ST, SEBRING, FL 33876-7625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 24, 2020 | Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Feb 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on Record |
| Deed Sale | Jan 24, 2020 · Amount on Record |
| Prior Sale | Feb 20, 2018 · Amount on Record |
| Deed Document Number | 0002735222 |
| Deed Book / Page | 2735 / 222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 6309 CONCORD ST, SEBRING, FL 33876-7625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6309 CONCORD ST, SEBRING, FL 33876-7625 |
| Document Number | 0002009196 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 2787/1284 |
| Instrument | 2009196 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 24, 2020 |
| Property Address | 6309 CONCORD ST, SEBRING, FL 33876-7625 |
| Document Number | 0001972712 |
| Book / Page | 002735 / 000222 |
| Instrument Date | Jan 4, 2020 |
| Instrument | 1972712 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2020 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,855.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3101 EDGECREEK DR NEW LENOX IL 604519636, NEW LENOX, IL 60451-9636 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 6309 CONCORD ST, SEBRING, FL 33876-7625 |
| Document Number | 0001885162 |
| Book / Page | 002622 / 000110 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 1885162 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 246 CYPRESS TER FL, FL |
| Document Number | 1885152 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 002622/000043 |
| Instrument | 1885152 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296,008 (+5.99%) | $384,242 (+10.22%) Land $21,200 Building $363,042 | |
| 2024 | $4,047.00 (+2.53%) | ||
| 2023 | $3,947.00 (+22.62%) Homeowner's exemption | $279,287 (+23.66%) | $348,625 (+21.37%) Land $21,200 Building $327,425 |
| 2022 | $3,219.00 Homeowner's exemption | $225,842 | $287,253 Land $15,900 Building $271,353 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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