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6324 Spring Lake Ter, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 6324 Spring Lake Ter, Fort Pierce, FL 34951

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,853 sqft · built 2005
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Dec 2005)
Tax Bill$3,478 (2024)
Deeds & MortgagesFeb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN1312-503-0130-000-5

Property Details

APN / Parcel Number

Primary APN1312-503-0130-000-5
Alternative APN
  • 155189

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,853 sqft Living Area
Gross Area3,544 sqft
1st Floor Area1,390 sqft
Upper Floors Area499 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area649 sqft
DrivewayBrick Driveway
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number155189
Street Address6324 SPRING LAKE TER
CityFORT PIERCE
StateFL
Zip34951-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPORTOFINO SHORES-PHASE THREE- (PB 43-40) LOT 357 (OR 2445-1841; 2552-769)
Legal Range39E
Legal Township34S
Legal Section12
Legal SubdivisionPORTOFINO SHORES PHASE THREE
Legal Lot Number357
JurisdictionST LUCIE FL
Township / Civil DivisionFORT PIERCE
Census Block Group1
Census Block1000
Census Tract381107

Owner

Source: St. Lucie County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6324 SPRING LAKE TER, FORT PIERCE, FL 34951-3103
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2005 · Amount on Record
Deed SaleDec 22, 2005 · Amount on Record
Prior SaleNov 18, 2005 · Amount on Record
Deed Document Number20052767737
Deed Book / Page2445 / 1841
Last Transfer DateMay 3, 2006
Transfer Doc0025520769
Record UpdatedJun 8, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LUCIE FL
Property Address6324 SPRING LAKE TER, FORT PIERCE, FL 34951-3103
Document Number0041051746
Instrument DateFeb 8, 2018
Transaction TypeMortgage
Record UpdatedMar 16, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address6324 SPRING LAKE TER FORT PIERCE FL 349513103, FORT PIERCE, FL 34951-3103

Mortgage

Document Number0041051746
DateMar 8, 2018
Book Page004105/001746
Instrument4409380
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term468 Months
DueMar 7, 2057
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$153,313 (-59.29%)$364,400 (-3.24%) Land $81,900 Building $282,500
2024$3,478.00 (+5.81%)
2023$3,287.00 (+5.52%) Additional exemption filed$376,600 (+168.16%) Land $70,200 Building $306,400$376,600 (+24.37%) Land $70,200 Building $306,400
2022$3,115.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$140,441$302,800 Land $68,300 Building $234,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM
private · serves 5,073 people · EPA ID FL4561689
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting35
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: AT&T, Hotwire Communications, Verizon.

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