6316 Spring Lake Ter, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 6316 Spring Lake Ter, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,229 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$214,900 (Jul 2018)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1312-503-0132-000-9`

Property Details

APN / Parcel Number

Primary APN	`1312-503-0132-000-9`
Alternative APN	`155191`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,229 sqft Living Area
Gross Area	2,739 sqft
1st Floor Area	1,384 sqft
Upper Floors Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Brick Driveway
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	155191
Street Address	6316 SPRING LAKE TER
City	FORT PIERCE
State	FL
Zip	34951-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PORTOFINO SHORES-PHASE THREE- (PB 43-40) LOT 359
Legal Range	39E
Legal Township	34S
Legal Section	12
Legal Subdivision	PORTOFINO SHORES PHASE THREE
Legal Lot Number	359
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1000
Census Tract	381107

Owner

Source: St. Lucie County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6316 SPRING LAKE TER, FORT PIERCE, FL 34951-3103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 24, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jul 30, 2018	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Jul 30, 2018	Quit Claim Deed STATE LUCIE TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	May 3, 2016 · Amount on Record
Deed Document Number	20184464188
Deed Book / Page	4162 / 2604
Last Transfer Date	Jul 13, 2026
Transfer Doc	0005644437
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jul 13, 2026
Property Address	6316 SPRING LAKE TER, FORT PIERCE, FL 34951-3103
Document Number	0005644437
Book / Page	5502 / 2825
Instrument Date	Jul 13, 2026
Instrument	20265644437
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	6316 SPRING LAKE TER, FORT PIERCE, FL 34951-3103
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6316 SPRING LAKE TER, FORT PIERCE, FL 34951-3103

Mortgage

Document Number	0047780459
Date	Feb 24, 2022
Book Page	4778/459
Instrument	4998591

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jul 30, 2018
Property Address	6316 SPRING LAKE TER, FORT PIERCE, FL 34951-3103
Document Number	0041622604
Book / Page	4162 / 2604
Map Reference	MB43 PG40&40A-40C
Instrument Date	Jul 25, 2018
Instrument	4464188
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ST LUCIE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6120 SPRING LAKE TER, 6120, FORT PIERCE, FL 34951-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6316 SPRING LAKE TER, FORT PIERCE, FL 34951-3103

Mortgage

Document Number	0004464189
Date	Jul 30, 2018
Instrument	4464189

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jul 30, 2018
Property Address	6316 SPRING LAKE TER, FORT PIERCE, FL 34951-3103
Document Number	0041622603
Book / Page	004162 / 002603
Instrument Date	Jul 25, 2018
Instrument	4464187
Record Updated	Aug 9, 2018
Title Company	STATE LUCIE TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6120 SPRING LAKE TER FORT PIERCE FL 349513107, FORT PIERCE, FL 34951-3107

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,966.00 (+11.3%)	$201,122 (-36.17%)	$305,800 (-2.95%) Land $72,800 Building $233,000
2024	$4,462.00 (+4.84%)
2023	$4,256.00 (+4.62%) Additional exemption filed	$315,100 (+71.03%) Land $62,400 Building $252,700	$315,100 (+21.94%) Land $62,400 Building $252,700
2022	$4,068.00 Homeowner's exemption	$184,235	$258,400 Land $65,000 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM private · serves 5,073 people · EPA ID FL4561689
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Hotwire Communications, Verizon.

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