6324 Spera Pointe Xing, Hermitage, TN 37076 Property Records

Nashville-Davidson Metropolitan Government property record for 6324 Spera Pointe Xing, Hermitage, TN 37076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,315 sqft · built 2002
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$354,000 (Jul 2020)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-05-0B-046-00`

Property Details

APN / Parcel Number

Primary APN	`098-05-0B-046-00`
Alternative APN	`000209666`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,315 sqft Living Area
Gross Area	3,233 sqft
1st Floor Area	1,855 sqft
Upper Floors Area	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	126 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	000209666
Street Address	6324 SPERA POINTE XING
City	HERMITAGE
State	TN
Zip	37076-3699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS15
Legal Description	LOT 46 BAYPOINTE SUB PH 2
Legal Subdivision	BAYPOINTE
Legal Phase	2
Legal Lot Number	46
Jurisdiction	DAVIDSON TN
Township / Civil Division	12
Census Block Group	1
Census Block	1004
Census Tract	15633

Owner

6324 Spera Pointe Xing is owned and occupied by an individual who bought it in July 2020.

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	6324 SPERA POINTE XING, HERMITAGE, TN 37076-3699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Jul 20, 2018
Deed Document Number	20200714-0076742
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	6324 SPERA POINTE XING, HERMITAGE, TN 37076-3699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100746
Date	Oct 2, 2019
Instrument	20191002-0100746

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Jul 14, 2020
Property Address	6324 SPERA POINTE XING, HERMITAGE, TN 37076-3699
Document Number	0000076742
Map Reference	DOC 20010608-0060679
Instrument Date	Jul 10, 2020
Instrument	20200714-0076742
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 SPERA POINTE XING, HERMITAGE, TN 37076-3699

Mortgage

Document Number	0000076743
Date	Jul 14, 2020
Instrument	20200714-0076743

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIDSON TN
Recording Date	Jul 20, 2018
Property Address	6324 SPERA POINTE XING, HERMITAGE, TN 37076-3699
Document Number	0000071129
Map Reference	DOC20010608-0060679
Instrument Date	Jul 12, 2017
Instrument	20180720-0071129
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	PREMIER LAND TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 SPERA POINTE XING, HERMITAGE, TN 37076-3699

Mortgage

Document Number	0000071130
Date	Jul 20, 2018
Instrument	20180720-0071130

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6324 Spera Pointe Xing was $3,957.

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,957.00	$142,250 Land $25,250 Building $117,000	$569,000 Land $101,000 Building $468,000
2023	$2,764.00	$94,600 Land $17,250 Building $77,350
2021			$378,400 Land $69,000 Building $309,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6324 Spera Pointe Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6324 Spera Pointe Xing is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Spera Pointe Xing

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures