6309 Spera Pointe Xing, Hermitage, TN 37076 Property Records

Nashville-Davidson Metropolitan Government property record for 6309 Spera Pointe Xing, Hermitage, TN 37076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jul 2023)
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-05-0B-014-00`

Property Details

APN / Parcel Number

Primary APN	`098-05-0B-014-00`
Alternative APN	`000205752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	1,625 sqft
Upper Floors Area	299 sqft

Exterior

Year Built	Built 2001
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	000205752
Street Address	6309 SPERA POINTE XING
City	HERMITAGE
State	TN
Zip	37076-3699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS15
Legal Description	LOT 14 BAYPOINTE SUB PHASE 1 1ST REV
Legal Subdivision	BAYPOINTE
Legal Phase	1
Legal Lot Number	14
Jurisdiction	DAVIDSON TN
Township / Civil Division	12
Census Block Group	1
Census Block	1004
Census Tract	15633

Owner

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6309 SPERA POINTE XING, HERMITAGE, TN 37076-3699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FREEDOM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	20230710-0052307
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Jul 10, 2023
Property Address	6309 SPERA POINTE XING, HERMITAGE, TN 37076-3699
Document Number	0000052307
Map Reference	DOC 20000621-0061773
Instrument Date	Jul 3, 2023
Instrument	20230710-0052307
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6309 STE ROSSIGN, HERMITAGE, TN 37076

Mortgage

Document Number	0000052308
Date	Jul 10, 2023
Instrument	20230710-0052308

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	6309 SPERA POINTE XING, HERMITAGE, TN 37076-3699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016640
Date	Feb 17, 2017
Instrument	20170217-0016640

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 1, 2044

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Apr 12, 2018
Property Address	6309 SPERA POINTE XING, HERMITAGE, TN 37076-3699
Document Number	0000034333
Map Reference	DOC200006210061773
Instrument Date	Apr 9, 2018
Instrument	20180412-0034333
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6309 SPERA POINTE XING, HERMITAGE, TN 37076-3699

Mortgage

Document Number	0000034334
Date	Apr 12, 2018
Instrument	20180412-0034334

Lender

Name	FIRST FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,436.00 (+43.47%)	$123,525 (+50.69%) Land $25,250 Building $98,275	$494,100 (+50.69%) Land $101,000 Building $393,100
2023	$2,395.00 (-22.87%)	$81,975 (-) Land $17,250 Building $64,725
2022	$3,105.00	$81,975 Land $17,250 Building $64,725	$327,900 (-) Land $69,000 Building $258,900
2021			$327,900 Land $69,000 Building $258,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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