6324 Edgewater Ter, Sebring, FL 33876 Property Records

Highlands County property record for 6324 Edgewater Ter, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,367 sqft · built 2007
Lot Size	0.502 acres (21,850 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Aug 2023)
Tax Bill	$5,449 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-010-00A0-0210`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-010-00A0-0210`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,367 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	2,367 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,850 sqft (0.502 acres)
Lot Dimensions	190 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	603 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	405 sqft
Porch	Open Porch
Porch Area	368 sqft
Patio Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6324 EDGEWATER TER
City	SEBRING
State	FL
Zip	33876-6458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE SEC 1 PB 9-PG 23 LOT 21 BLK A
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 01
Legal Block	A
Legal Lot Number	21
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4042
Census Tract	961000

Owner

Source: Highlands County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2019	Warranty Deed, Transfer · VA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	20232164363
Deed Book / Page	2992 / 844
Prior Transfer Date	Mar 30, 2005
Prior Transfer Doc	0001305787
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 13, 2026
Property Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458
Document Number	0002308073
Book / Page	3185 / 1439
Instrument Date	Mar 30, 2026
Instrument	20262308073
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458

Mortgage

Document Number	0002308073,
Date	Apr 13, 2026
Book Page	3185/1439
Instrument	20262308073

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	5.98%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458

Mortgage

Document Number	0002196808
Date	Apr 3, 2024
Book Page	3034/1908
Instrument	2196808

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 14, 2023
Property Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458
Document Number	0002164363
Book / Page	2992 / 844
Map Reference	MB 9 PG 23
Instrument Date	Aug 7, 2023
Instrument	2164363
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458

Mortgage

Document Number	0002992847
Date	Aug 14, 2023
Instrument	2992/847

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 5, 2019
Property Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458
Document Number	0001935275
Book / Page	2686 / 0213
Map Reference	MB 9 PG 23
Instrument Date	Apr 1, 2019
Instrument	1935275
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 GOULD HL, 47, JOHNSON, VT 05656-9177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 EDGEWATER TER, SEBRING, FL 33876-6458

Mortgage

Document Number	0001935276
Date	Apr 5, 2019
Instrument	1935276

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,496 (+42.58%) Land $18,500 Building $335,996	$354,496 (+10.4%) Land $18,500 Building $335,996
2024	$5,449.00 (+64.03%)
2023	$3,322.00 (+1.31%) Homeowner's exemption	$248,634 (+3%)	$321,112 (+12.11%) Land $16,500 Building $304,612
2022	$3,279.00 Homeowner's exemption	$241,392	$286,421 Land $14,000 Building $272,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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