6309 Edgewater Ter, Sebring, FL 33876 Property Records

Highlands County property record for 6309 Edgewater Ter, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,974 sqft · built 1980
Lot Size	1 acres (43,700 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Jan 2017)
Tax Bill	$1,742 (2024)
Deeds & Mortgages	Aug 2025 Line of Credit Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-010-00B0-0150`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-010-00B0-0150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,974 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	43,700 sqft (1 acres)
Lot Dimensions	190 ft deep x 115 ft wide
Garage Type	Finished
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Enclosed Porch
Patio Area	703 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6309 EDGEWATER TER
City	SEBRING
State	FL
Zip	33876-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE SEC 1 PB 9-PG 23 LOT 15 BLK B
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 01
Legal Block	B
Legal Lot Number	15
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4061
Census Tract	961000

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6309 EDGEWATER TER, SEBRING, FL 33876-6459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 30, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2017 · Amount on Record
Deed Sale	Jan 24, 2017 · Amount on Record
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	1839867
Deed Book / Page	2562 / 1698
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6309 EDGEWATER TER, SEBRING, FL 33876-6459
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6309 EDGEWATER TER, SEBRING, FL 33876-6459

Mortgage

Document Number	0002272885
Date	Aug 11, 2025
Book Page	3137/310
Instrument	2272885

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 30, 2026
Property Address	6309 EDGEWATER TER, SEBRING, FL 33876-6459
Document Number	0002306062
Book / Page	3182 / 1536
Map Reference	MB 9 PG 23
Instrument Date	Mar 30, 2026
Instrument	2306062
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6309 EDGEWATER TER, SEBRING, FL 33876-6459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6309 EDGEWATER TER, SEBRING, FL 33876-6459

Mortgage

Document Number	0031821538
Date	Mar 30, 2026
Instrument	3182/1538

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,729 (+5.99%)	$225,437 (+11.71%) Land $37,000 Building $188,437
2024	$1,742.00 (+9.15%)
2023	$1,596.00 (+565%) Homeowner's exemption	$118,627 (+747.34%)	$201,808 (+1,341.49%) Land $33,000 Building $168,808
2022	$240.00	$14,000 Land $14,000	$14,000 Land $14,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect.

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