6322 Montery Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6322 Montery Rd, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,660 sqft · built 2003
Lot Size0.323 acres (14,089 sqft)
Owner2 Trust Names on Record
Last Sale$180,000 (Nov 2002)
Tax Bill$11,442 (2026)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-292013

Property Details

APN / Parcel Number

Primary APN01-292013
Alternative APNs
  • 1292013
  • 292013

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,660 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,089 sqft (0.323 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number292013
Street Address6322 MONTERY RD
CityELKRIDGE
StateMD
Zip21075-6920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionLOT 18 14089 SQ 6322 MONTERY RD ROCKBURN MANOR
Legal SubdivisionROCKBURN MANOR
Legal Lot Number18
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group1
Census Block1016
Census Tract601104

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address6322 MONTERY RD, ELKRIDGE, MD 21075-6920
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2002 · Amount on Record
Deed SaleNov 20, 2002 · Amount on Record
Deed Document Number20029973
Deed Book / Page6614 / 635
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6322 MONTERY RD, ELKRIDGE, MD 21075-6920
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190710022
DateDec 17, 2019
Book Page19071/022
Lender
NameCNB
TypeBank
AddressBALTIMORE, MD 21229
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,442.00 (-1.7%) Homeowner's exemption$852,000 (+7.23%) Land $216,500 Building $635,500$852,000 (-) Land $216,500 Building $635,500
2025$11,640.00 (+53.95%) Homeowner's exemption$794,567 (+16.9%)$852,000 (+25.35%) Land $216,500 Building $635,500
2023$679,700 Land $201,500 Building $478,200$679,700 Land $201,500 Building $478,200
2022$7,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2018 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Montery Rd

Nearby Streets

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