6314 Montery Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6314 Montery Rd, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,660 sqft · built 2003
Lot Size	0.324 acres (14,107 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Mar 2013)
Tax Bill	$11,426 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-292048`

Property Details

APN / Parcel Number

Primary APN	`01-292048`
Alternative APNs	`1292048` `292048`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,660 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,107 sqft (0.324 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	352 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	292048
Street Address	6314 MONTERY RD
City	ELKRIDGE
State	MD
Zip	21075-6920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 20 14107 SQ 6314 MONTERY RD ROCKBURN MANOR
Legal Subdivision	ROCKBURN MANOR
Legal Lot Number	20
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1016
Census Tract	601104

Owner

6314 Montery Rd is owned and occupied by two individuals who bought it in March 2013.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6314 MONTERY RD, ELKRIDGE, MD 21075-6920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2013 · Amount on File
Deed Sale	Mar 19, 2013 · Amount on File
Prior Sale	Oct 9, 2002 · Amount on File
Deed Book / Page	14770 / 159
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6314 MONTERY RD, ELKRIDGE, MD 21075-6920
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 MONTERY RD, ELKRIDGE, MD 21075-6920

Mortgage

Document Number	0229640346
Date	Oct 21, 2025
Book Page	22964/346

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6314 MONTERY RD, ELKRIDGE, MD 21075-6920
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185610124
Date	Feb 25, 2019
Book Page	18561/124

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 6314 Montery Rd was $11,426 with a homeowner's exemption, down 1.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,426.00 (-1.71%) Homeowner's exemption	$852,600 (+7.23%) Land $216,500 Building $636,100	$852,600 (-) Land $216,500 Building $636,100
2025	$11,625.00 Homeowner's exemption	$795,100	$852,600 Land $216,500 Building $636,100
2023		$680,100 Land $201,500 Building $478,600	$680,100 Land $201,500 Building $478,600
2022	$7,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6314 Montery Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6314 Montery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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