Howard County property record for 6322 Dry Stone Gate, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,382 sqft · built 1989 |
| Lot Size | 0.309 acres (13,440 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $590,000 (Mar 2007) |
| Tax Bill | $8,507 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-188050 |
| Primary APN | 16-188050 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,382 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,440 sqft (0.309 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 12 sqft |
| Deck Area | 374 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 188050 |
|---|---|
| Street Address | 6322 DRY STONE GATE |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 79 .309 A 6322 DRY STONE GATE VIL LONGREACH S 2 A 1 |
| Legal Subdivision | VILLAGE LONG REACH SEC 02 |
| Legal Lot Number | 79 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606706 |
Source: Howard County records · APN 16-188050
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6322 DRY STONE GATE, COLUMBIA, MD 21045-2888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2007 · Amount on Record |
| Deed Sale | Mar 26, 2007 · Amount on Record |
| Prior Sale | Mar 17, 1989 · Amount on Record |
| Deed Document Number | 200776806 |
| Deed Book / Page | 10594 / 173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6322 DRY STONE GATE, COLUMBIA, MD 21045-2888 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | COLONY TITLE GROUP LTD |
| Name | Verified Name |
|---|
| Document Number | 0194720402 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 19472/402 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $626,900 (+7.63%) Land $251,200 Building $375,700 | $626,900 (-) Land $251,200 Building $375,700 | |
| 2025 | $8,507.00 (+58.86%) Homeowner's exemption | $582,433 (+18.02%) | $626,900 (+27.03%) Land $251,200 Building $375,700 |
| 2023 | $493,500 Land $196,200 Building $297,300 | $493,500 Land $196,200 Building $297,300 | |
| 2022 | $5,355.00 |
Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 584 locations within half a mile of this property.
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