6319 Dry Stone Gate, Columbia, MD 21045 Property Records

Howard County property record for 6319 Dry Stone Gate, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,024 sqft · built 1989
Lot Size	0.258 acres (11,242 sqft)
Owner	2 Trust Names on File
Last Sale	$228,400 (Feb 1989)
Tax Bill	$9,082 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-188042`

Property Details

APN / Parcel Number

Primary APN	`16-188042`
Alternative APN	`188042`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,024 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,242 sqft (0.258 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	554 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	188042
Street Address	6319 DRY STONE GATE
City	COLUMBIA
State	MD
Zip	21045-2888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 78 .258 A 6319 DRY STONE GATE VIL LONGREACH S 2 A 1
Legal Subdivision	VILLAGE LONGREACH SEC 02
Legal Lot Number	78
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606706

Owner

Source: Howard County records · APN 16-188042

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	6319 DRY STONE GATE, COLUMBIA, MD 21045-2888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Aug 08, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 06, 1989 · Amount on Record
Deed Sale	Feb 06, 1989 · Amount on Record
Prior Sale	Oct 05, 1988 · Amount on Record
Deed Book / Page	1954 / 191
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6319 DRY STONE GATE, COLUMBIA, MD 21045-2888
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183110278
Date	Aug 08, 2018
Book Page	18311/278

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6319 DRY STONE GATE, COLUMBIA, MD 21045-2888
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188170189
Date	Aug 08, 2019
Book Page	18817/189

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$674,400 (+7.73%) Land $243,000 Building $431,400	$674,400 (-) Land $243,000 Building $431,400
2025	$9,082.00 (+57.51%) Homeowner's exemption	$626,033 (+18.28%)	$674,400 (+27.41%) Land $243,000 Building $431,400
2023		$529,300 Land $188,000 Building $341,300	$529,300 Land $188,000 Building $341,300
2022	$5,766.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 584 locations within half a mile of this property.

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