6321 Duet Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 6321 Duet Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,670 sqft · built 1989
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Apr 2026)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0081-0715-00`

Property Details

APN / Parcel Number

Primary APN	`510-0081-0715-00`
Alternative APN	`200761544`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
Gross Area	2,910 sqft
1st Floor Area	820 sqft
2nd Floor Area	850 sqft
Basement Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Fiberglass
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	154 ft deep x 47.9 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6321 DUET LN
City	CINCINNATI
State	OH
Zip	45239-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUET LANE 47.89 X 154.92 FT IRR LOT30 FLORAL RUN SUB BL B
Legal Subdivision	FLORAL RUN SUB
Legal Block	B
Legal Lot Number	30
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2001
Census Tract	20763

Owner

Source: Hamilton County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6321 DUET LN, CINCINNATI, OH 45239-5102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Deed Document Number	202632956
Deed Book / Page	15656 / 1726
Prior Transfer Date	Jul 2, 1996
Prior Transfer Doc	0000103943
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6321 DUET LN, CINCINNATI, OH 45239-5102
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6321 DUET LN, CINCINNATI, OH 45239-5102

Mortgage

Document Number	0000099189
Date	Dec 18, 2025
Book Page	15565/1540
Instrument	2025-0099189

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 30, 2026
Property Address	6321 DUET LN, CINCINNATI, OH 45239-5102
Document Number	0000032956
Book / Page	15656 / 1726
Instrument Date	Mar 28, 2026
Instrument	202632956
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	6321 DUET LN, CINCINNATI, OH 45239-5102

Mortgage

Document Number	0000032957,
Date	Apr 30, 2026
Instrument	202632957

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,731.00 (+7.89%)	$80,514 (-) Land $12,565 Building $67,949	$230,040 (-) Land $35,900 Building $194,140
2024	$4,385.00 (-0.5%)	$80,514 (-) Land $12,565 Building $67,949
2023	$4,407.00 (+2.27%)	$80,514 (+25.31%) Land $12,565 Building $67,949	$230,040 (+25.31%) Land $35,900 Building $194,140
2022	$4,309.00 Homeowner's exemption	$64,254 Land $11,855 Building $52,399
2020			$183,580 Land $33,870 Building $149,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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