6320 S Point Rd, Berlin, MD 21811 Property Records

Worcester County property record for 6320 S Point Rd, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,675 sqft · built 2004
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$49,500 (Sep 2001)
Tax Bill$3,843 (2026)
Deeds & MortgagesOct 2020 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-365430

Property Details

APN / Parcel Number

Primary APN10-365430
Alternative APN
  • 365430

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,675 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area472 sqft
Deck Area154 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number365430
Street Address6320 S POINT RD
CityBERLIN
StateMD
Zip21811-2632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 55 21780 SQ FT S SIDE SOUTH POINT RD PL GENEZER ESTATES
Legal SubdivisionGENEZER ESTATES
Legal Lot Number55
JurisdictionWORCESTER MD
Township / Civil Division3, SINEPUXENT
Census Block Group3
Census Block3007
Census Tract951700

Owner

Source: Worcester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6320 S POINT RD, BERLIN, MD 21811-2632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2001 · Amount on Record
Deed SaleSep 25, 2001 · Amount on Record
Prior SaleMar 14, 2000 · Amount on Record
Deed Document Number2001331963
Deed Book / Page3133 / 66
Last Transfer DateNov 24, 2004
Transfer Doc0043020331
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address6320 S POINT RD, BERLIN, MD 21811-2632
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077960301
DateOct 8, 2020
Book Page7796/301
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address6320 S POINT RD, BERLIN, MD 21811-2632
Document Number0075490162
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyCREEKSIDE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6320 S POINT RD BERLIN MD 218112632, BERLIN, MD 21811-2632

Mortgage

Document Number0075490162
DateDec 5, 2019
Book Page007549/000162
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 4, 2034

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,843.00 (+0.29%) Homeowner's exemption$469,333 (+2.16%)$489,200 (+6.49%) Land $97,800 Building $391,400
2025$3,832.00 (+5.13%) Homeowner's exemption$459,400 (+15.37%) Land $80,800 Building $378,600$459,400 (-) Land $80,800 Building $378,600
2023$3,645.00 Homeowner's exemption$398,200$459,400 Land $80,800 Building $378,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 130 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies130 in force
Nearby Flood Claims38 (1989–2012)
Claims Outside the SFHA4 of 38
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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