6315 S Point Rd, Berlin, MD 21811 Property Records

Worcester County property record for 6315 S Point Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,496 sqft · built 1990
Lot Size	4.22 acres (183,823 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,667 (2026)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-025974`

Property Details

APN / Parcel Number

Primary APN	`10-025974`
Alternative APN	`025974`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,496 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	183,823 sqft (4.22 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	460 sqft
Deck Area	400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	025974
Street Address	6315 S POINT RD
City	BERLIN
State	MD
Zip	21811-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR A 2 4.22 ACS STEP DEC MEM HWY MIN SUB PL PAR A GENEZER EST W
Legal Subdivision	ACS STEP DEC MEM HWY MIN SUB
Legal Lot Number	A2
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3005
Census Tract	951700

Owner

6315 S Point Rd is owned and occupied by two individuals who acquired it in May 2007.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6315 S POINT RD, BERLIN, MD 21811-2632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2006
Deed Sale	Feb 16, 2006
Prior Sale	Mar 30, 2005 · Amount on File
Deed Document Number	2006359660
Deed Book / Page	4643 / 709
Last Transfer Date	May 30, 2007
Transfer Doc	0049500359
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6315 S POINT RD, BERLIN, MD 21811-2632
Document Number	0075040378
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6315 S POINT RD BERLIN MD 218112632, BERLIN, MD 21811-2632

Mortgage

Document Number	0075040378
Date	Oct 3, 2019
Book Page	007504/000378

Lender

Name	BANK OF OCEAN CTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 6315 S Point Rd was $6,667, up 0.5% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,667.00 (+0.47%)	$715,933 (+0.48%)	$722,800 (+1.45%) Land $416,100 Building $306,700
2025	$6,636.00	$712,500 Land $416,100 Building $296,400	$712,500 Land $416,100 Building $296,400
2023	$6,319.00	$660,300	$712,500 Land $416,100 Building $296,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6315 S Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6315 S Point Rd is moderate, ranking above 42% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20