Santa Rosa County property record for 6320 Howie Way, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,628 sqft · built 2023 |
| Lot Size | 0.503 acres (21,911 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $524,900 (Jan 2024) |
| Tax Bill | $2,690 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-2N-30-5723-00000-0120 |
| Primary APN | 24-2N-30-5723-00000-0120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,628 sqft Living Area |
| Gross Area | 3,480 sqft |
| 1st Floor Area | 2,628 sqft |
| Flooring | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 21,911 sqft (0.503 acres) |
| Lot Dimensions | 236 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 526 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6320 HOWIE WAY |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-9842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | WHITLEY ESTATES LOT 12 AS DES IN OR 4464 PG 194 |
| Legal Subdivision | WHITLEY ESTATES |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10302 |
6320 Howie Way is owner-occupied and held in a trust since March 2026.
Source: Santa Rosa County records, as of April 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6320 HOWIE WAY, MILTON, FL 32571-9842 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 5, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on File |
| Deed Sale | Jan 5, 2024 · Amount on File |
| Prior Sale | Jul 19, 2023 · Amount on File |
| Deed Document Number | 2024611 |
| Deed Book / Page | 4464 / 194 |
| Last Transfer Date | Mar 27, 2026 |
| Transfer Doc | 0000015270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 27, 2026 |
| Property Address | 6320 HOWIE WAY, PACE, FL 32571-9842 |
| Document Number | 0047250132 |
| Book / Page | 4725 / 132 |
| Map Reference | MB 14 PG 32&33 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202615270 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6320 HOWIE WAY, PACE, FL 32571-9842 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6320 HOWIE WAY, PACE, FL 32571-9842 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 5, 2024 |
| Property Address | 6320 HOWIE WAY, PACE, FL 32571-9842 |
| Document Number | 0044640194 |
| Book / Page | 4464 / 194 |
| Map Reference | MB 14 PG 32&33 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 202400611 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,674.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 6320 HOWIE WAY, PACE, FL 32571-9842 |
| Document Number | 0004464196 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 4464/196 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $247,860 (+2.9%) | $408,251 (+2.79%) Land $60,000 Building $348,251 | |
| 2024 | $2,690.00 (+311.31%) Homeowner's exemption | $240,875 (+381.75%) | $397,166 (+694.33%) Land $58,000 Building $339,166 |
| 2023 | $654.00 (+209.95%) | $50,000 (+212.5%) Land $50,000 | $50,000 (+212.5%) Land $50,000 |
| 2022 | $211.00 | $16,000 | $16,000 Land $16,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6320 Howie Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6320 Howie Way is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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