Santa Rosa County property record for 6313 Howie Way, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,792 sqft · built 2024 |
| Lot Size | 0.503 acres (21,911 sqft) |
| Owner | Individual Name on File |
| Last Sale | $552,450 (Feb 2024) |
| Tax Bill | $690 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-2N-30-5723-00000-0240 |
| Primary APN | 24-2N-30-5723-00000-0240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,792 sqft Living Area |
| Gross Area | 3,859 sqft |
| 1st Floor Area | 2,136 sqft |
| Upper Floors Area | 656 sqft |
| Flooring | Wood |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 21,911 sqft (0.503 acres) |
| Lot Dimensions | 236 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 817 sqft |
| Porch | Florida Room |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6313 HOWIE WAY |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-9842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | LOT 24 WHITLEY ESTATES AS DES IN OR 4473 PG 58 |
| Legal Subdivision | WHITLEY ESTATES |
| Legal Lot Number | 24 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10302 |
6313 Howie Way is owned and occupied by an individual who bought it in February 2024.
Source: Santa Rosa County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6313 HOWIE WAY, MILTON, FL 32571-9842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 9, 2024 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2024 · Amount on File |
| Deed Sale | Feb 9, 2024 · Amount on File |
| Prior Sale | Jul 6, 2023 · Amount on File |
| Deed Document Number | 20245788 |
| Deed Book / Page | 4473 / 58 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6313 HOWIE WAY, PACE, FL 32571-9842 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6313 HOWIE WAY, PACE, FL 32571-9842 |
| Document Number | 0047180677 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 4718/677 |
| Instrument | 202612009 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 9, 2024 |
| Property Address | 6313 HOWIE WAY, PACE, FL 32571-9842 |
| Document Number | 0044730058 |
| Book / Page | 4473 / 58 |
| Map Reference | MB 14 PGS 32 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 202405788 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,867.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 6313 HOWIE WAY, PACE, FL 32571-9842 |
| Document Number | 0202405789 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 202405789 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $446,340 (+669.55%) Land $60,000 Building $386,340 | $446,340 (+669.55%) Land $60,000 Building $386,340 | |
| 2024 | $690.00 (+5.5%) | $58,000 (+16%) Land $58,000 | $58,000 (+16%) Land $58,000 |
| 2023 | $654.00 (+209.95%) | $50,000 (+212.5%) Land $50,000 | $50,000 (+212.5%) Land $50,000 |
| 2022 | $211.00 | $16,000 | $16,000 Land $16,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6313 Howie Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6313 Howie Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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