6320 Cardinal Dr, New Bern, NC 28560 Property Records

Craven County property record for 6320 Cardinal Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 2021
Lot Size	0.471 acres (20,512 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2021)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`2-072-030`

Property Details

APN / Parcel Number

Primary APN	`2-072-030`
Alternative APNs	`134334` `105227`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,512 sqft (0.471 acres)
Garage Type	Attached
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	105227
Street Address	6320 CARDINAL DR
City	NEW BERN
State	NC
Zip	28560-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 MARTINIQUE SCT 4A
Legal Subdivision	TREASURE COVE MARTINIQUE
Legal Lot Number	30
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	960101

Owner

Source: Craven County records · APN 2-072-030

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Jun 27, 2022	Intrafamily Transfer, Transfer
Sep 22, 2020	Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS BANK
Jul 08, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 12, 2020	Warranty Deed, Transfer
Oct 01, 2019	Deed, Transfer
Dec 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2021 · Amount on Record
Deed Sale	Jul 08, 2021 · Amount on Record
Prior Sale	Feb 12, 2020 · Amount on Record
Deed Document Number	202110079111
Deed Book / Page	3679 / 445
Last Transfer Date	Jun 23, 2022
Transfer Doc	003731/813
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Jul 22, 2026
Property Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168
Document Number	0010159244
Book / Page	3888 / 2077
Instrument Date	Jul 22, 2026
Instrument	202610159244
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	TITLE ESCROW, SILK TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010159244,
Date	Jul 22, 2026
Book Page	3888/2077
Instrument	202610159244

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jun 27, 2022
Property Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168
Document Number	003731/813
Book / Page	3731 / 813
Map Reference	MB 13 PG 17
Instrument Date	Jun 23, 2022
Instrument	10099181
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6320 CARDINAL DR, 6320, NEW BERN, NC 28560-7168

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4004 BARRETT DR 202, 202, RALEIGH, NC 27609-6620

Mortgage

Document Number	3631/1544
Date	Sep 22, 2020
Book Page	3631/1544
Instrument	10061594

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 08, 2021
Property Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168
Document Number	3679/445
Book / Page	3679 / 445
Map Reference	MB 13 PG 17
Instrument Date	Jun 07, 2021
Instrument	10079111
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1422, HOLLY SPRINGS, NC 27540-1422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168

Mortgage

Document Number	3679447
Date	Jul 08, 2021
Instrument	3679/447

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2041

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 12, 2020
Property Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168
Document Number	3601/1296
Book / Page	3601 / 1296
Instrument Date	Dec 23, 2019
Instrument	10050298
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6569 WAKEFALLS DR, WAKE FOREST, NC 27587-9594
Investor	Possibly a Property Investor

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 01, 2019
Property Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168
Document Number	3586/1405
Book / Page	3586 / 1405
Instrument Date	Sep 18, 2019
Instrument	10044241
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 CORAL REEF DR, NEW BERN, NC 28560-7124
Investor	Possibly a Property Investor

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Dec 13, 2017
Property Address	6320 CARDINAL DR, NEW BERN, NC 28560-7168
Document Number	3522/0005
Book / Page	3522 / 0005
Instrument Date	Nov 28, 2017
Instrument	10016386
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00 (+1%)	$236,120 (-) Land $40,000 Building $196,120	$236,120 (-) Land $40,000 Building $196,120
2023	$1,198.00 (+29.23%)	$236,120 (+66.07%) Land $40,000 Building $196,120	$236,120 (+66.07%) Land $40,000 Building $196,120
2022	$927.00	$142,180 Land $14,500 Building $127,680
2018			$142,180 Land $14,500 Building $127,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 108 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

6320 Cardinal Dr, New Bern, NC 28560 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Cardinal Dr

Nearby Streets

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