6308 Cardinal Dr, New Bern, NC 28560 Property Records

Craven County property record for 6308 Cardinal Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1976
Lot Size	0.352 acres (15,328 sqft)
Owner	Individual Name on File
Last Sale	$284,000 (Jun 2025)
Tax Bill	$1,133 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`2-072-024`

Property Details

APN / Parcel Number

Primary APN	`2-072-024`
Alternative APN	`132919`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,010 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,328 sqft (0.352 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	132919
Street Address	6308 CARDINAL DR
City	NEW BERN
State	NC
Zip	28560-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 MARTINIQUE SEC4-A
Legal Subdivision	FAIRFIELD HARBOUR
Legal Lot Number	24
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	960101

Owner

6308 Cardinal Dr is owned and occupied by an individual who bought it in June 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6308 CARDINAL DR, NEW BERN, NC 28560-7168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK
Mar 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Mar 26, 2021 · Amount on File
Deed Document Number	202510141512
Deed Book / Page	3839 / 1906
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 3, 2025
Property Address	6308 CARDINAL DR, NEW BERN, NC 28560-7168
Document Number	03839/1906
Book / Page	3839 / 1906
Map Reference	MB 13 PG 17
Instrument Date	May 23, 2025
Instrument	10141512
Transaction Type	Transfer
Record Updated	Jun 12, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6308 CARDINAL DR, NEW BERN, NC 28560-7168

Mortgage

Document Number	0038391909
Date	Jun 3, 2025
Instrument	3839/1909

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Mortgage

Document Number	03839/1924
Date	Jun 3, 2025
Book Page	3839/1924
Instrument	10141514

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	PO BOX 670, BLAIRSVILLE, GA 30514

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2040

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 26, 2021
Property Address	6308 CARDINAL DR, NEW BERN, NC 28560-7168
Document Number	3661/1135
Book / Page	3661 / 1135
Map Reference	MB 13 PG 17
Instrument Date	Mar 19, 2021
Instrument	10072372
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1211 GEORGE WRIGHT RD, 1211, POLKTON, NC 28135-7285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6308 CARDINAL DR, NEW BERN, NC 28560-7168

Tax Assessment & Valuation

The 2026 property tax bill for 6308 Cardinal Dr was $1,133.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,133.00	$220,080 (-) Land $40,000 Building $180,080	$220,080 (-) Land $40,000 Building $180,080
2025	$1,133.00	$220,080 Land $40,000 Building $180,080	$220,080 Land $40,000 Building $180,080
2023	$1,121.00 (+24.97%)	$220,080 (+60.29%) Land $40,000 Building $180,080	$220,080 Land $40,000 Building $180,080
2022	$897.00	$137,300 Land $14,500 Building $122,800
2018			$137,300 Land $14,500 Building $122,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6308 Cardinal Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6308 Cardinal Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Dr

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