632 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 632 Washington St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	6 bd · 6.5 ba · 5,605 sqft · built 2002
Lot Size	0.486 acres (21,150 sqft)
Owner	2 Trust Names on File
Last Sale	$1,000,000 (Apr 2019)
Tax Bill	$34,508 (2026)
Deeds & Mortgages	Jan 2026 Transfer Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0112 B:0058 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0112 B:0058 L:0000`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	5,605 sqft Living Area
Gross Area	9,355 sqft
1st Floor Area	2,974 sqft
Basement Area	2,526 sqft
Unfinished Basement	2,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,150 sqft (0.486 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	632 WASHINGTON ST
City	GLOUCESTER
State	MA
Zip	01930-1745
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Block	58
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2019
Census Tract	221100

Owner

632 Washington St, a duplex, is owner-occupied and held in a trust since January 2026.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	632 WASHINGTON ST, GLOUCESTER, MA 01930-1745
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2022	Deed of Trust, Mortgage · ARM CITIZENS BANK
Nov 5, 2019	Deed of Trust, Mortgage CITIZENS BK/RI
Nov 5, 2019	Deed of Trust, Mortgage CITIZENS BK/RI
Apr 17, 2019	Quit Claim Deed, Transfer CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Prior Sale	Jul 16, 2004 · Amount on File
Deed Book / Page	37446 / 339
Last Transfer Date	Jan 16, 2026
Transfer Doc	043200-105
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 29, 2026
Property Address	632 WASHINGTON ST, GLOUCESTER, MA 01930-1745
Document Number	043200-105
Book / Page	43200 / 105
Instrument Date	Jan 16, 2026
Instrument	20260129000710
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 WASHINGTON ST, GLOUCESTER, MA 01930-1745

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	632 WASHINGTON ST, GLOUCESTER, MA 01930-1745
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040808-98
Date	Mar 22, 2022
Book Page	40808/98
Instrument	20220322002900

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Apr 1, 2032
Index	Other

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	632 WASHINGTON ST, GLOUCESTER, MA 01930-1745
Document Number	38026-256
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	632 WASHINGTON ST GLOUCESTER MA 019301745, GLOUCESTER, MA 01930-1745

Mortgage

Document Number	38026-256
Date	Nov 14, 2019
Book Page	038026/000256
Instrument	1114003320

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	632 WASHINGTON ST, GLOUCESTER, MA 01930-1745
Document Number	38018-583
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	632 WASHINGTON ST GLOUCESTER MA 019301745, GLOUCESTER, MA 01930-1745

Mortgage

Document Number	38018-583
Date	Nov 12, 2019
Book Page	038018/000583
Instrument	1112005640

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 17, 2019
Property Address	632 WASHINGTON ST, GLOUCESTER, MA 01930-1745
Document Number	37446-339
Book / Page	037446 / 000339
Instrument Date	Mar 22, 2019
Instrument	1904173250
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,560.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	632 WASHINGTON ST GLOUCESTER MA 019301745, GLOUCESTER, MA 01930-1745

Mortgage

Document Number	37446-342
Date	Apr 17, 2019
Book Page	037446/000342
Instrument	1904173260

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 632 Washington St was $34,508, up 7% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$34,508.00 (+6.96%)	$3,706,500 (+11.67%) Land $1,908,300 Building $1,798,200	$1,829,414
2025	$32,264.00 (+4.04%)	$3,319,300 (+4.15%) Land $1,767,900 Building $1,551,400
2024	$31,010.00 (-1.38%)	$3,187,000 (+7.34%) Land $1,635,600 Building $1,551,400
2023	$31,444.00	$2,969,200 Land $1,396,000 Building $1,573,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 632 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 3 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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