623 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 623 Washington St, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 756 sqft · built 2023
Lot Size0.108 acres (4,726 sqft)
OwnerIndividual Name on Record
Tax Bill$5,596 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone AE (high risk)
APNGLOU M:0113 B:0031 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0113 B:0031 L:0000

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area756 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,726 sqft (0.108 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address623 WASHINGTON ST
CityGLOUCESTER
StateMA
Zip01930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Block31
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2020
Census Tract221100

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address624 WASHINGTON ST, GLOUCESTER, MA 01930-1745
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address623 WASHINGTON ST, GLOUCESTER, MA 01930
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041958-333
DateJan 23, 2024
Book Page41958/333
Instrument20240123001720
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueFeb 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateJan 23, 2030
Index1-Year CMT
Margin3

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,596.00 (+3,732.88%)$575,700 (+3,738%) Land $482,700 Building $93,000
2024$146.00$15,000 Land $4,800 Building $10,200$752,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 36 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies39 units insured
incl. 3 condo units
Nearby Flood Claims27 (1978–2024)
Claims Outside the SFHA3 of 27
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 3 claims
  • Coastal Storm, Oct 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Washington St

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