632 Garnet Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 632 Garnet Rd, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,819 sqft · built 2000
Lot Size	26.3 acres (1,147,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,999,000 (Oct 2021)
Tax Bill	$29,197 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0230-02-006`

Property Details

APN / Parcel Number

Primary APN	`2097-0230-02-006`
Alternative APN	`3906066`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,819 sqft Living Area
Gross Area	4,558 sqft
1st Floor Area	1,711 sqft
2nd Floor Area	511 sqft
Basement Area	1,711 sqft
Finished Basement	1,597 sqft
Unfinished Basement	114 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,147,370 sqft
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	632 GARNET RD
City	SILVERTHORNE
State	CO
Zip	80498-9282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-P
Legal Description	LOT 25 RUBY RANCH SUB # 1 A RESUB LOTS 25 & 26
Legal Subdivision	RUBY RANCH SUB
Legal Lot Number	25
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Jul 16, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 13, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 28, 2021	Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK
Oct 25, 2012	Bargain and Sale Deed, Transfer
Aug 10, 2012	Quit Claim Deed, Transfer · Conventional Mortgage DISCOVER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	20211274145
Last Transfer Date	Dec 12, 2024
Transfer Doc	0001343220
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 BRIAN AVE 1849, 1849, SILVERTHORNE, CO 80497-1901

Mortgage

Document Number	0001278583
Date	Dec 20, 2021
Instrument	1278583

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	3

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMMIT CO
Recording Date	Jul 16, 2025
Property Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282
Document Number	0001355284
Map Reference	DOC 392082
Instrument Date	Jul 14, 2025
Instrument	1355284
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMMIT CO
Recording Date	Dec 13, 2024
Property Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282
Document Number	0001343220
Map Reference	DOC 392082
Instrument Date	Dec 12, 2024
Instrument	1343220
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Oct 28, 2021
Property Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282
Document Number	0001274145
Map Reference	DOC 392082
Instrument Date	Oct 26, 2021
Instrument	1274145
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 LEBER RD, BLAUVELT, NY 10913-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1365 MADISON ST, DENVER, CO 80206-2612

Mortgage

Document Number	0001274146
Date	Oct 28, 2021
Instrument	1274146

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2012: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUMMIT CO
Recording Date	Oct 25, 2012
Property Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282
Document Number	0001006323
Map Reference	DOC392082
Instrument Date	Oct 5, 2012
Instrument	1006323
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 LEBER RD, BLAUVELT, NY 10913-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282

August 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 10, 2012
Property Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282
Document Number	0000999971
Map Reference	DOC392082
Instrument Date	Jul 26, 2012
Instrument	999971
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 GARNET RD, SILVERTHORNE, CO 80498-9282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 LEBER RD, BLAUVELT, NY 10913-1405

Mortgage

Document Number	0000999972
Date	Aug 10, 2012
Instrument	999972

Lender

Name	DISCOVER HOME LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,197.00 (+15.64%)	$256,843 (+15.84%)	$3,777,100 (+14.14%) Land $2,732,500 Building $1,044,600
2024	$25,248.00 (-2.79%)	$221,723 (-)
2023	$25,973.00 (+50.12%)	$221,723 (+92.98%)	$3,309,300 (+100.18%) Land $2,489,900 Building $819,400
2022	$17,302.00	$114,897	$1,653,200 Land $1,221,800 Building $431,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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