539 Garnet Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 539 Garnet Rd, Silverthorne, CO 80498

Property Summary

Property Type	Condominium
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Trust Names on Record
Deeds & Mortgages	Apr 2008 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-3524-34-001`

Property Details

APN / Parcel Number

Primary APN	`2097-3524-34-001`
Alternative APN	`6513371`

Exterior

Architectural Style	Condo/Apartment
Lot Area	24,394 sqft (0.56 acres)
View / Lot	Average

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	539 GRANITE ST
City	FRISCO
State	CO
Zip	80443-5369
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CC
Legal Description	IN BEARS DEN CONDOS COMMON AREA
Legal Subdivision	BEARS DEN CONDOS
Legal Lot Number	AREA
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	2
Census Block	2018
Census Tract	302

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	539 GRANITE ST # B-5, B-5, GEORGETOWN, CO 80444
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2008	Deed of Trust, Mortgage · ARM FIRSTBANK OF SILVERTHORNE
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
May 7, 2010	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 18, 2021
Transfer Doc	0001259196
Record Updated	Sep 20, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	539 GARNET RD, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000885411
Date	Apr 15, 2008
Instrument	885411

Lender

Name	FIRSTBANK OF SILVERTHORNE
Address	SILVERTHORNE, CO 80498

Agreement

Type	ARM
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2012
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	11.6%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	539 GARNET RD, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 W MAIN ST, FRISCO, CO 80443-6601

Mortgage

Document Number	0001283808
Date	Mar 8, 2022
Instrument	1283808

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	539 GARNET RD, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000938869
Date	May 7, 2010
Instrument	938869

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2040

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 26, 2019
Property Address	539 GRANITE ST, FRISCO, CO 80443-5369
Document Number	0001205955
Map Reference	DOC 844747
Instrument Date	Aug 9, 2019
Instrument	1205955
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13841 MUIRFIELD CIR, 13841, BROOMFIELD, CO 80023-9549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13841 MUIRFIELD CIR, BROOMFIELD, CO 80023-9549

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Frisco Town
Unified School District	Summit School District RE-1 (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRISCO serves 4,495 people · EPA ID CO0159055
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Aug 2021
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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