632 E Vista Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 632 E Vista Ave, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,152 sqft · built 1961
Lot Size	0.262 acres (11,439 sqft)
Owner	Individual Name on Record
Tax Bill	$4,339 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`160-38-076`

Property Details

APN / Parcel Number

Primary APN	`160-38-076`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	2,152 sqft

Exterior

Year Built	Built 1961
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,439 sqft (0.262 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	430 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	632 E VISTA AVE
City	PHOENIX
State	AZ
Zip	85020-4062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	WISTFUL VISTA
Legal Range	03E
Legal Township	02N
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	WISTFUL VISTA
Legal Lot Number	9
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2005
Census Tract	106200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 E VISTA AVE, PHOENIX, AZ 85020-4062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage LHM FINANCIAL CORP
Jul 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2009
Deed Sale	Aug 13, 2009
Prior Sale	Nov 26, 2007
Deed Document Number	0000751309
Last Transfer Date	Jul 20, 2018
Transfer Doc	0000551268
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	632 E VISTA AVE, PHOENIX, AZ 85020-4062
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E VISTA AVE, PHOENIX, AZ 85020-4062

Mortgage

Document Number	0000624225
Date	Oct 29, 2025
Instrument	20250624225

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	632 E VISTA AVE, PHOENIX, AZ 85020-4062
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E VISTA AVE, PHOENIX, AZ 85020-4062

Mortgage

Document Number	0000683143
Date	Aug 31, 2022
Instrument	20220683143

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 20, 2018
Property Address	632 E VISTA AVE, PHOENIX, AZ 85020-4062
Document Number	0000551268
Instrument Date	Jul 20, 2018
Instrument	551268
Transaction Type	Transfer
Record Updated	Jul 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E VISTA AVE PHOENIX AZ 850204062, PHOENIX, AZ 85020-4062

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,410 (+0.91%)	$664,100 (+0.91%) Land $132,800 Building $531,300
2025	$4,339.00 (+5.88%)
2024		$65,810	$658,100 Land $131,600 Building $526,500
2023	$4,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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