631 E Vista Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 631 E Vista Ave, Phoenix, AZ 85020

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,409 sqft · built 1961
Lot Size0.274 acres (11,949 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Feb 2004)
Tax Bill$3,555 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Aug 2023 Transfer
Flood ZoneZone X (moderate risk)
APN160-38-075

Property Details

APN / Parcel Number

Primary APN160-38-075
Alternative APN
  • 160380751

Interior

Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,409 sqft Living Area
1st Floor Area2,409 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBlock Painted
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area11,949 sqft (0.274 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
Patio Area912 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address631 E VISTA AVE
CityPHOENIX
StateAZ
Zip85020-4061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionWISTFUL VISTA MCR 89/24
Legal Range3E
Legal Township2N
Legal Section5
Legal SubdivisionWISTFUL VISTA
Legal Lot Number8
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2009
Census Tract106200

Owner

Source: Maricopa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address631 E VISTA AVE, PHOENIX, AZ 85020-4061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Aug 24, 2023Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2004 · Amount on Record
Deed SaleFeb 2, 2004 · Amount on Record
Prior SaleJul 11, 2002 · Amount on Record
Deed Document Number2004104997
Prior Transfer DateJan 4, 2000
Prior Transfer Doc0000008347
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateOct 6, 2026
Property Address631 E VISTA AVE, PHOENIX, AZ 85020-4061
Document Number0000579990
Instrument DateOct 3, 2026
Instrument2026579990
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 E VISTA AVE, PHOENIX, AZ 85020-4061

Mortgage

Document Number0000579990,
DateOct 6, 2026
Instrument2026579990
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMARICOPA AZ
Recording DateAug 24, 2023
Property Address631 E VISTA AVE, PHOENIX, AZ 85020-4061
Document Number0000445676
Map ReferenceMB 89 PG 24
Instrument DateAug 17, 2023
Instrument20230445676
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictMadison Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,470 (+91.79%)$594,700 (+6.65%) Land $118,900 Building $475,800
2025$3,555.00 (+8.32%)$31,008 (-47.04%)$557,600 (-4.77%) Land $111,500 Building $446,100
2024$58,550 (+10.97%)$585,500 (+10.97%) Land $117,100 Building $468,400
2023$3,282.00 (+3.31%)$52,760 Land $10,550 Building $42,210$527,600 Land $105,500 Building $422,100
2022$3,177.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1981–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, GeoLinks.

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