632 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 632 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,706 sqft · built 1930
Lot Size	0.098 acres (4,273 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2019)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0085-05-009`

Property Details

APN / Parcel Number

Primary APN	`2-0085-05-009`
Alternative APN	`H280N088`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,706 sqft Living Area
1st Floor Area	1,353 sqft
Utility Area	361 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,273 sqft (0.098 acres)
Lot Dimensions	95 ft deep x 45 ft wide

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	632 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2449
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R6
Legal Description	E 15 FT OF LOT 53 W 30 FT OF LOT 54 CANTY WD
Legal Subdivision	HULL PARK
Legal Lot Number	53-54
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2019
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	632 E 48TH ST, SAVANNAH, GA 31405-2449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Deed of Trust, Mortgage TC FEDERAL BANK
Jun 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TC FINANCE BANK
Apr 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage TC FEDERAL BANK
Mar 12, 2021	Warranty Deed, Transfer
Feb 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Dec 17, 2004 · Amount on Record
Deed Document Number	20191475
Deed Book / Page	1553 / 419
Last Transfer Date	Mar 12, 2021
Transfer Doc	0022810348
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	632 E 48TH ST, SAVANNAH, GA 31405-2449
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 48TH ST, SAVANNAH, GA 31405-2449

Mortgage

Document Number	0035720359
Date	Jan 16, 2025
Book Page	0000003572/0000000359

Lender

Name	TC FEDERAL BANK

Agreement

Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	632 E 48TH ST, SAVANNAH, GA 31405-2449
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 48TH ST, SAVANNAH, GA 31405-2449

Mortgage

Document Number	0016580289
Date	Jun 28, 2019
Book Page	0000001658/0000000289

Lender

Name	SOUTH STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	632 E 48TH ST, SAVANNAH, GA 31405-2449
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 48TH ST, SAVANNAH, GA 31405-2449

Mortgage

Document Number	0022870245
Date	Mar 18, 2021
Book Page	0000002287/0000000245

Lender

Name	TC FINANCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	632 E 48TH ST, SAVANNAH, GA 31405-2449
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 48TH ST, SAVANNAH, GA 31405-2449

Mortgage

Document Number	0023410363
Date	Apr 27, 2021
Book Page	0000002341/0000000363

Lender

Name	TC FEDERAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 12, 2021
Property Address	632 E 48TH ST, SAVANNAH, GA 31405-2449
Document Number	0022810348
Book / Page	2281 / 348
Instrument Date	Mar 12, 2021
Instrument	2021-002885
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 48TH ST, SAVANNAH, GA 31405-2449

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 15, 2019
Property Address	632 E 48TH ST, SAVANNAH, GA 31405-2449
Document Number	0015530419
Book / Page	1553 / 419
Instrument Date	Feb 15, 2019
Instrument	2019-001475
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 48TH ST, SAVANNAH, GA 31405-2449

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,360 (-1.07%) Land $54,000 Building $156,360	$525,900 (-1.07%) Land $135,000 Building $390,900
2025	$2,659.00 (-0.64%) Homeowner's exemption	$212,640 (+31.1%) Land $54,000 Building $158,640	$531,600 (+31.1%) Land $135,000 Building $396,600
2024	$2,676.00 (-26.18%)
2023		$162,200 (+11.25%) Land $36,000 Building $126,200	$405,500 (+11.25%) Land $90,000 Building $315,500
2022	$3,625.00	$145,800 Land $36,000 Building $109,800	$364,500 Land $90,000 Building $274,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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