627 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 627 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,372 sqft · built 1927
Lot Size	0.108 acres (4,726 sqft)
Owner	Individual Name on Record
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0085-06-003`

Property Details

APN / Parcel Number

Primary APN	`2-0085-06-003`
Alternative APN	`B232O728`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,726 sqft (0.108 acres)
Lot Dimensions	105 ft deep x 45 ft wide
Porch	Slab
Porch Area	184 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	627 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 85 AND WEST 15 FT OF LOT 86 CANTY WD
Legal Subdivision	CANTY WARD
Legal Lot Number	85-86
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2020
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	627 E 48TH ST, SAVANNAH, GA 31405-2448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICA FUNDING
Feb 12, 2025	Deed of Trust, Mortgage · Line of Credit NEW AMERICA FUNDING
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICA FUNDING
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	627 E 48TH ST, SAVANNAH, GA 31405-2448
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E 48TH ST, SAVANNAH, GA 31405-2448
Investor	Possibly a Property Investor

Mortgage

Document Number	0016740264
Date	Jul 19, 2019
Book Page	0000001674/0000000264

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	627 E 48TH ST, SAVANNAH, GA 31405-2448
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E 48TH ST, SAVANNAH, GA 31405-2448

Mortgage

Document Number	0038620750
Date	Dec 22, 2025
Book Page	0000003862/0000000750

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2020

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	627 E 48TH ST, SAVANNAH, GA 31405-2448
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E 48TH ST, SAVANNAH, GA 31405-2448
Investor	Possibly a Property Investor

Mortgage

Document Number	0035890674
Date	Feb 12, 2025
Book Page	0000003589/0000000674

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2030

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	627 E 48TH ST, SAVANNAH, GA 31405-2448
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E 48TH ST, SAVANNAH, GA 31405-2448

Mortgage

Document Number	0033250583
Date	Mar 12, 2024
Book Page	0000003325/0000000583

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	627 E 48TH ST, SAVANNAH, GA 31405-2448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 E 48TH ST, SAVANNAH, GA 31405-2448

Mortgage

Document Number	0000001674/0000000264
Date	Jul 19, 2019
Book Page	0000001674/0000000264

Lender

Name	FIGURE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,960 (+1.41%) Land $44,000 Building $131,960	$439,900 (+1.41%) Land $110,000 Building $329,900
2025	$1,963.00 (-29.18%) Homeowner's exemption	$173,520 (+34.55%) Land $44,000 Building $129,520	$433,800 (+34.55%) Land $110,000 Building $323,800
2023		$128,960 (+7.86%) Land $30,000 Building $98,960	$322,400 (+7.86%) Land $75,000 Building $247,400
2022	$2,772.00	$119,560 Land $30,000 Building $89,560	$298,900 Land $75,000 Building $223,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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