632 Calle Montera, Escondido, CA 92025 Property Records

San Diego County property record for 632 Calle Montera, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,339 sqft · built 1994
Lot Size	0.123 acres (5,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$768,000 (Sep 2019)
Tax Bill	$9,612 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`271-110-05-00`

Property Details

APN / Parcel Number

Primary APN	`271-110-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,339 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	5,368 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	632 CALLE MONTERA
City	ESCONDIDO
State	CA
Zip	92025-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 5 TR 012470
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012470
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1023
Census Tract	20710

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN KEN INC
Sep 6, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	2019387278
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	0000134622
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	632 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 CALLE MONTERA, ESCONDIDO, CA 92025-7957

Mortgage

Document Number	0000783787
Date	Dec 8, 2020
Instrument	2020-0783787

Lender

Name	AMERICAN KEN INC
Type	Non-Lending Institution
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2019
Property Address	632 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Document Number	0000387278
Instrument Date	Aug 1, 2019
Instrument	387278
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	632 CALLE MONTERA ESCONDIDO CA 920257957, ESCONDIDO, CA 92025-7957

Mortgage

Document Number	387279
Date	Sep 6, 2019
Instrument	387279

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2019
Property Address	632 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Document Number	0000134621
Instrument Date	Apr 12, 2019
Instrument	134621
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	632 CALLE MONTERA ESCONDIDO CA 920257957, ESCONDIDO, CA 92025-7957

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	632 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Document Number	0000487514
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 CALLE MONTERA ESCONDIDO CA 920257957, ESCONDIDO, CA 92025-7957

Mortgage

Document Number	0000487514
Date	Oct 19, 2017
Instrument	487514

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$856,712 (+2%) Land $368,306 Building $488,406
2025	$9,612.00 (+4.43%)	$839,915 (+4.04%) Land $361,085 Building $478,830
2023	$9,204.00 (+1.08%)	$807,302 Land $347,064 Building $460,238
2022	$9,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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