608 Calle Montera, Escondido, CA 92025 Property Records

San Diego County property record for 608 Calle Montera, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,197 sqft · built 2000
Lot Size	0.307 acres (13,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Jul 2009)
Tax Bill	$9,080 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`271-110-01-00`

Property Details

APN / Parcel Number

Primary APN	`271-110-01-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,197 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	13,377 sqft (0.307 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	608 CALLE MONTERA
City	ESCONDIDO
State	CA
Zip	92025-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 1 TR 012470
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012470
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1023
Census Tract	20710

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit MIRAMAR FEDERAL CU
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2009 · Amount on Record
Deed Sale	Jul 15, 2009 · Amount on Record
Prior Sale	Oct 1, 2004 · Amount on Record
Deed Document Number	2009388130
Prior Transfer Date	Jul 8, 2005
Prior Transfer Doc	0000617225
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150811
Date	Mar 24, 2020
Instrument	2020-0150811

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	ORANGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 CALLE MONTERA, ESCONDIDO, CA 92025-7957

Mortgage

Document Number	0000547541
Date	Aug 2, 2021
Instrument	2021-0547541

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139793
Date	Mar 29, 2017
Instrument	2017-0139793

Lender

Name	MIRAMAR FEDERAL CU
Type	Credit Union
Address	SAN DIEGO, CA 92126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 CALLE MONTERA, ESCONDIDO, CA 92025-7957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000526504
Date	Nov 13, 2017
Instrument	2017-0526504

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 7, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,285 (+2%) Land $296,229 Building $520,056
2025	$9,080.00 (+4.48%) Homeowner's exemption	$800,280 (+4.04%) Land $290,421 Building $509,859
2023	$8,691.00 (+1.08%) Homeowner's exemption	$769,206 Land $279,145 Building $490,061
2022	$8,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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