632 Bloomover St, Concord, NC 28025 Property Records

Cabarrus County property record for 632 Bloomover St, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 2019
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$240,500 (Nov 2019)
Tax Bill	$2,798 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11033H0200.000000`

Property Details

APN / Parcel Number

Primary APN	`11033H0200.000000`
Alternative APNs	`5539 20 2080` `134358`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	882 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,053 sqft (0.116 acres)
Lot Width	40 ft Width
Garage Type	Mixed
Garage Area	448 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Porch	Slab
Porch Area	32 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	134358
Street Address	632 BLOOMOVER ST
City	CONCORD
State	NC
Zip	28025-9055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 200 HALLSTEAD
Legal Subdivision	HALLSTEAD
Legal Lot Number	200
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1015
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 BLOOMOVER ST, CONCORD, NC 28025-9055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 26, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Deed Book / Page	13864 / 3
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	632 BLOOMOVER ST, CONCORD, NC 28025-9055
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014727227
Date	Dec 7, 2020
Book Page	14727/227

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 26, 2019
Property Address	632 BLOOMOVER ST, CONCORD, NC 28025-9055
Document Number	138643
Book / Page	013864 / 000003
Instrument Date	Nov 21, 2019
Instrument	33085
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 BLOOMOVER ST CONCORD NC 280259055, CONCORD, NC 28025-9055

Mortgage

Document Number	138645
Date	Nov 26, 2019
Book Page	013864/000005
Instrument	33086

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,100 (+50.92%) Land $70,000 Building $276,100
2024			$346,100 (+50.92%) Land $70,000 Building $276,100
2023	$2,798.00	$229,330 Land $45,000 Building $184,330	$229,330 Land $45,000 Building $184,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

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