627 Bloomover St, Concord, NC 28025 Property Records

Cabarrus County property record for 627 Bloomover St, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,244 sqft · built 2019
Lot Size	0.117 acres (5,140 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Jul 2019)
Tax Bill	$2,866 (2023)
Deeds & Mortgages	May 2023 Reverse Mortgage Jul 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11033H0227.000000`

Property Details

APN / Parcel Number

Primary APN	`11033H0227.000000`
Alternative APNs	`5538 29 4829` `51206`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	2,692 sqft
1st Floor Area	882 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.117 acres)
Lot Width	40 ft Width
Garage Type	Mixed
Garage Area	448 sqft
Driveway	Driveway
Driveway Area	512 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	144 sqft
Fence	Fence
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	51206
Street Address	627 BLOOMOVER ST
City	CONCORD
State	NC
Zip	28025-9055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 227 HALLSTEAD
Legal Subdivision	HALLSTEAD PH 2 MAP 4
Legal Lot Number	227
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1011
Census Tract	40501

Owner

Source: Cabarrus County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	627 BLOOMOVER ST, CONCORD, NC 28025-9055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 1, 2019	Special Warranty Deed, Subdivision Related Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	0013582311
Deed Book / Page	13582 / 311
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	627 BLOOMOVER ST, CONCORD, NC 28025-9055
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 BLOOMOVER ST, CONCORD, NC 28025-9055

Mortgage

Document Number	0016499236
Date	May 24, 2023
Book Page	16499/236

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	908 Months
Due	Jan 29, 2099

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.8%

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 1, 2019
Property Address	627 BLOOMOVER ST, CONCORD, NC 28025-9055
Document Number	0013582311
Book / Page	13582 / 0311
Map Reference	MB 77 PG 58
Instrument Date	Jun 27, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 BLOOMOVER ST, CONCORD, NC 28025-9055

Mortgage

Document Number	0013582313
Date	Jul 1, 2019
Instrument	13582/313

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.32%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,866.00	$234,890 Land $45,000 Building $189,890	$234,890 Land $45,000 Building $189,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Uniti Group, Verizon.

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