632 A St, Unit 22, Ramona, CA 92065 Property Records

San Diego County property record for 632 A St, Unit 22, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 884 sqft · built 1980
Lot Size	1.07 acres (46,653 sqft)
Owner	Individual Name on Record
Last Sale	$314,000 (Apr 2026)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`281-342-15-22`

Property Details

APN / Parcel Number

Primary APN	`281-342-15-22`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	46,653 sqft
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	632 A ST, 22
City	RAMONA
State	CA
Zip	92065-2066
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMV4
Legal Description	LOT 1 US22-3-A PER DOC80-103066&UND INT IN TR 009471
Legal Subdivision	SAN DIEGO #3889
Legal Tract	009471
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1019
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 3967, RAMONA, CA 92065-0968
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage STG MANGEMET LLC
Apr 1, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jun 22, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	202689239
Prior Transfer Date	Dec 23, 2009
Prior Transfer Doc	0000043587
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	632 A ST UNIT 22, 22, RAMONA, CA 92065-2066
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 MAIN ST, RAMONA, CA 92065-2144

Mortgage

Document Number	0000053003
Date	Feb 26, 2026
Instrument	2026-0053003

Lender

Name	STG MANGEMET LLC
Type	Non-Lending Institution
Address	RAMONA, CA 92065

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2026
Property Address	632 A ST, 22, RAMONA, CA 92065-2066
Document Number	0000089239
Instrument Date	Mar 8, 2026
Instrument	202689239
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34,885.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089240,
Date	Apr 1, 2026
Instrument	202689240

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2021
Property Address	632 A ST UNIT 22, 22, RAMONA, CA 92065-2066
Document Number	0000452485
Map Reference	MAP 9471
Instrument Date	Jun 9, 2021
Instrument	2021-0452485
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 A ST UNIT 22, 22, RAMONA, CA 92065-2066

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$304,723 (+2%) Land $198,733 Building $105,990
2025	$4,202.00 (-2.84%)	$298,749 (+4.04%) Land $194,837 Building $103,912
2024	$4,325.00 (+11.44%)
2023	$3,881.00 (-3.55%)	$287,150 Land $187,272 Building $99,878
2022	$4,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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