632 A St, Unit 19, Ramona, CA 92065 Property Records

San Diego County property record for 632 A St, Unit 19, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 884 sqft · built 1980
Lot Size	1.07 acres (46,653 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2026)
Tax Bill	$4,494 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`281-342-15-19`

Property Details

APN / Parcel Number

Primary APN	`281-342-15-19`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	884 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	46,653 sqft (1.07 acres)
Garage Type	Open

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	632 A ST, 19
City	RAMONA
State	CA
Zip	92065-2065
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMV4
Legal Description	LOT 1 US19-2-B PER DOC80-103066&UND INT IN TR 009471
Legal Subdivision	RAMONA #3889
Legal Tract	009471
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1019
Census Tract	20812

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 A ST, 19, RAMONA, CA 92065-2065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Grant Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Apr 3, 2024	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 21, 2017	Grant Deed, Transfer · Conventional Mortgage TJ FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Apr 3, 2024 · Amount on Record
Deed Document Number	2026274656
Prior Transfer Date	May 6, 2019
Prior Transfer Doc	0000194326
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2026
Property Address	632 A ST, 19, RAMONA, CA 92065-2065
Document Number	0000274656
Instrument Date	Sep 1, 2026
Instrument	2026274656
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,552.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 A ST, 19, RAMONA, CA 92065-2065

Mortgage

Document Number	0000274657,
Date	Sep 21, 2026
Instrument	2026274657

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2024
Property Address	632 A ST UNIT 19, 19, RAMONA, CA 92065-2065
Document Number	0000081600
Map Reference	MAP 9471
Instrument Date	Mar 13, 2024
Instrument	2024-0081600
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 LAS COLINAS DR, ESCONDIDO, CA 92029-5825

Mortgage

Document Number	0000081601
Date	Apr 3, 2024
Instrument	2024-0081601

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2019
Property Address	632 A ST UNIT 19, 19, RAMONA, CA 92065-2065
Document Number	0000194325
Instrument Date	May 6, 2019
Instrument	194325
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	632 A ST #19 RAMONA CA 920652065, 19, RAMONA, CA 92065-2065

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2019
Property Address	632 A ST UNIT 19, 19, RAMONA, CA 92065-2065
Document Number	0000194326
Instrument Date	May 6, 2019
Instrument	194326
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	632 A ST #19 RAMONA CA 920652065, 19, RAMONA, CA 92065-2065

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	632 A ST UNIT 19, 19, RAMONA, CA 92065-2065
Document Number	0000329795
Map Reference	MAP9471
Instrument Date	Jun 21, 2017
Instrument	2017-0329795
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	632 A ST UNIT 19, 19, RAMONA, CA 92065-2065

Mortgage

Document Number	0000329796
Date	Jul 21, 2017
Instrument	2017-0329796

Lender

Name	TJ FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$332,928 (+2%) Land $187,272 Building $145,656
2025	$4,494.00 (+46.96%)	$326,400 (+92.55%) Land $183,600 Building $142,800
2024	$3,058.00 (+15.79%)
2023	$2,641.00 (-5.75%)	$169,512 Land $54,681 Building $114,831
2022	$2,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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