63184 E Whispering Tree Ln, Saddlebrooke (Tucson), AZ 85739 Property Records

Pinal County property record for 63184 E Whispering Tree Ln, Saddlebrooke, AZ 85739

Property Summary

Property Type	Single Family Home
Details	2,391 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Trust Name on Record
Last Sale	$283,000 (Jun 2002)
Tax Bill	$3,429 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`305-86-019`

Property Details

APN / Parcel Number

Primary APN	`305-86-019`
Alternative APN	`305-86-0190`

Interior

Stories	1 Story
Building Area	2,391 sqft Living Area
1st Floor Area	2,391 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2002
Exterior Material	Other
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	63184 E WHISPERING TREE LN
City	SADDLEBROOKE
State	AZ
Zip	85739-2088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBROOKE UNIT 24 LOT 19 CAB C SLD 082 SEC 27-10S-14E 9900 SQ FT .23 AC
Legal Range	14E
Legal Township	10S
Legal Section	27
Legal Subdivision	SADDLEBROOKE UNIT 24
Legal Lot Number	19
Legal Unit	24
Jurisdiction	PINAL AZ
Township / Civil Division	SAN MANUEL
Census Block Group	1
Census Block	1017
Census Tract	604

Owner

Source: Pinal County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	63184 E WHISPERING TREE LN, SADDLEBROOKE, AZ 85739-2088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTITUDE FINANCIAL CORP
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTITUDE FIN'L CORP
Dec 5, 2019	Quit Claim Deed, Transfer OTHER
Dec 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2002 · Amount on Record
Deed Sale	Jun 12, 2002 · Amount on Record
Prior Sale	Dec 5, 2019
Deed Document Number	0000031345
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Recording Date	Sep 4, 2026
Property Address	63184 E WHISPERING TREE LN, TUCSON, AZ 85739-2088
Document Number	0000074189
Instrument Date	Aug 26, 2026
Instrument	202674189
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust, 222
Address	63184 E WHISPERING TREE LN, TUCSON, AZ 85739-2088

Mortgage

Document Number	0000074189,
Date	Sep 4, 2026
Instrument	202674189

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2056

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	63184 E WHISPERING TREE LN, SADDLEBROOKE, AZ 85739-2088
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63184 E WHISPERING TREE LN, TUCSON, AZ 85739-2088

Mortgage

Document Number	0000101128
Date	Aug 12, 2021
Instrument	2021-101128

Lender

Name	ALTITUDE FINANCIAL CORP
Type	Mortgage Company
Address	TUCSON, AZ 85715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	63184 E WHISPERING TREE LN, SADDLEBROOKE, AZ 85739-2088
Document Number	0000078221
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	63184 E WHISPERING TREE LN TUCSON AZ 857392088, TUCSON, AZ 85739-2088

Mortgage

Document Number	0000078221
Date	Aug 10, 2020
Instrument	78221

Lender

Name	ALTITUDE FIN'L CORP
Address	TUCSON, AZ 85715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINAL AZ
Recording Date	Dec 5, 2019
Property Address	63184 E WHISPERING TREE LN, SADDLEBROOKE, AZ 85739-2088
Document Number	0000103801
Instrument Date	Nov 25, 2019
Instrument	103801
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	63184 E WHISPERING TREE LN TUCSON AZ 857392088, TUCSON, AZ 85739-2088

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINAL AZ
Recording Date	Dec 5, 2019
Property Address	63184 E WHISPERING TREE LN, SADDLEBROOKE, AZ 85739-2088
Document Number	0000103799
Instrument Date	Nov 25, 2019
Instrument	103799
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63184 E WHISPERING TREE LN TUCSON AZ 857392088, TUCSON, AZ 85739-2088

Mortgage

Document Number	103800
Date	Dec 5, 2019
Instrument	103800

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Elementary School District	Oracle Elementary District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$47,253 (-0.76%) Land $11,000 Building $36,253	$472,527 (-0.76%) Land $110,000 Building $362,527
2026		$47,616 (-1.64%) Land $11,000 Building $36,616	$476,165 (-1.64%) Land $110,000 Building $366,165
2025	$3,429.00 (-0.49%)	$48,408 (-1.05%) Land $11,000 Building $37,408	$484,084 (-1.05%) Land $110,000 Building $374,084
2024		$48,920 Land $11,000 Building $37,920	$489,199 Land $110,000 Building $379,199
2023	$3,446.00 (+7.99%)
2022	$3,191.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 64% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGO DEL ORO WATER COMPANY private · serves 18,132 people · EPA ID AZ0411117
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Antietam Cable Cable	1,000 / 40
CenturyLink DSL	140 / 20
Simply Bits Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Bluespan Wireless.

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