6318 Post Oak Ln, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6318 Post Oak Ln, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,087 sqft · built 2019
Lot Size	0.223 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jun 2022)
Tax Bill	$3,663 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-2S-27-1697-00D00-0020`

Property Details

APN / Parcel Number

Primary APN	`16-2S-27-1697-00D00-0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,087 sqft Heated Area
Gross Area	2,870 sqft
1st Floor Area	2,487 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,757 sqft (0.223 acres)
Lot Dimensions	1,400 ft deep x 700 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	383 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	162S27169700D000020
Street Address	6318 POST OAK LN
City	GULF BREEZE
State	FL
Zip	32563-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HEATHERS PLACE PHASE ONE LOT 2 BLK D AS DES IN OR 4300 PG 1281
Legal Range	27W
Legal Township	02S
Legal Section	16
Legal Subdivision	HEATHERS PLACE PHS 1
Legal Phase	1
Legal Block	D
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1028
Census Tract	10820

Owner

6318 Post Oak Ln is owned and occupied by an individual who bought it in June 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6318 POST OAK LN, GULF BREEZE, FL 32563-9771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 22, 2019	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Feb 22, 2019 · Amount on File
Deed Document Number	202238724
Deed Book / Page	4300 / 1281
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 29, 2022
Property Address	6318 POST OAK LN, GULF BREEZE, FL 32563-9771
Document Number	0043001281
Book / Page	4300 / 1281
Map Reference	MB 12 PG 68
Instrument Date	Jun 28, 2022
Instrument	202238724
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 E MAIN ST, 198, NORWALK, OH 44857-1848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6318 POST OAK LN, GULF BREEZE, FL 32563-9771

Mortgage

Document Number	0043001283
Date	Jun 29, 2022
Instrument	4300/1283

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6318 POST OAK LN, GULF BREEZE, FL 32563-9771
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6318 POST OAK LN, GULF BREEZE, FL 32563-9771

Mortgage

Document Number	0041201445
Date	May 19, 2021
Book Page	4120/1445
Instrument	202133457

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	SAN FERNANDO, CA 91341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 22, 2019
Property Address	6318 POST OAK LN, GULF BREEZE, FL 32563-9771
Document Number	0038051327
Book / Page	003805 / 001327
Instrument Date	Feb 18, 2019
Instrument	6810
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,835.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6318 POST OAK LN GULF BREEZE FL 325639771, GULF BREEZE, FL 32563-9771

Mortgage

Document Number	38051330
Date	Feb 22, 2019
Book Page	003805/001330
Instrument	6811

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,663.00 (-3.33%) Homeowner's exemption	$316,562 (+2.08%) Land $60,000 Building $256,562	$316,562 (+2.08%) Land $60,000 Building $256,562
2023	$3,789.00 (+23.46%) Homeowner's exemption	$310,110 (+20.7%) Land $55,000 Building $255,110	$310,110 (+2.97%) Land $55,000 Building $255,110
2022	$3,069.00 Homeowner's exemption	$256,924	$301,160 Land $50,000 Building $251,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6318 Post Oak Ln in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6318 Post Oak Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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