6314 Post Oak Ln, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6314 Post Oak Ln, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2019
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$98,100 (May 2022)
Tax Bill	$2,233 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-2S-27-1697-00D00-0030`

Property Details

APN / Parcel Number

Primary APN	`16-2S-27-1697-00D00-0030`
Alternative APN	`S27216169700D000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,475 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6314 POST OAK LN
City	GULF BREEZE
State	FL
Zip	32563-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HEATHERS PLACE PHASE ONE LOT 3 BLK D AS DES IN OR 3800 PG 1573 & AS DES IN OR 4284 PG 597
Legal Range	27W
Legal Township	2S
Legal Section	16
Legal Subdivision	HEATHERS PLACE PHS 1
Legal Block	D
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1028
Census Tract	10820

Owner

6314 Post Oak Ln is owned and occupied by an individual who bought it in May 2022.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	6314 POST OAK LN, GULF BREEZE, FL 32563-9771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Jan 28, 2020	Deed of Trust, Mortgage · Conventional with PMI UNIVERSITY LNDG
Feb 1, 2019	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Feb 1, 2019 · Amount on File
Deed Document Number	202229550
Deed Book / Page	4284 / 597
Prior Transfer Date	May 6, 2022
Prior Transfer Doc	0042840597
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 16, 2022
Property Address	6314 POST OAK LN, GULF BREEZE, FL 32563-9771
Document Number	0042840597
Book / Page	4284 / 597
Map Reference	MB 12 PG 68
Instrument Date	May 6, 2022
Instrument	202229550
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Tax	$686.70
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6314 POST OAK LN, 6314, GULF BREEZE, FL 32563-9771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 POST OAK LN, GULF BREEZE, FL 32563-9771

Mortgage

Document Number	0004284599
Date	May 16, 2022
Instrument	4284/599

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6314 POST OAK LN, GULF BREEZE, FL 32563-9771
Document Number	0039150565
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 POST OAK LN GULF BREEZE FL 325639771, GULF BREEZE, FL 32563-9771

Mortgage

Document Number	0039150565
Date	Feb 4, 2020
Book Page	003915/000565
Instrument	5333

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 1, 2019
Property Address	6314 POST OAK LN, GULF BREEZE, FL 32563-9771
Document Number	0038001573
Book / Page	003800 / 001573
Instrument Date	Jan 31, 2019
Instrument	3909
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,553.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6314 POST OAK LN GULF BREEZE FL 325639771, GULF BREEZE, FL 32563-9771

Mortgage

Document Number	38001576
Date	Feb 1, 2019
Book Page	003800/001576
Instrument	3910

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,964 (+2.9%)	$271,420 (+3.65%) Land $65,000 Building $206,420
2024	$2,233.00 (+1.36%) Homeowner's exemption	$203,075 (+3%)	$261,854 (+2.4%) Land $60,000 Building $201,854
2023	$2,203.00 (+2.9%) Homeowner's exemption	$197,160 (+3%)	$255,711 (+5.72%) Land $55,000 Building $200,711
2022	$2,141.00 Homeowner's exemption	$191,417	$241,874 Land $50,000 Building $191,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6314 Post Oak Ln in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6314 Post Oak Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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