6314 Lowergate Dr, Waxhaw, NC 28173 Property Records

Union County property record for 6314 Lowergate Dr, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	5 bd · 2.5 ba · 2,711 sqft · built 2001
Lot Size	0.618 acres (26,920 sqft)
Owner	2 Individual Names on File
Last Sale	$639,000 (Jul 2022)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-078-183`

Property Details

APN / Parcel Number

Primary APN	`06-078-183`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,711 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	1,743 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,920 sqft (0.618 acres)
Garage Type	Attached
Garage Area	683 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6314 LOWERGATE DR
City	WAXHAW
State	NC
Zip	28173-6743
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WESLE
Legal Description	#57B STONEGATE MP9 OPCF807
Legal Subdivision	STONEGATE
Legal Lot Number	57B
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3000
Census Tract	21012

Owner

6314 Lowergate Dr, a rural home, is owned and occupied by two individuals who acquired it in September 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6314 LOWERGATE DR, WAXHAW, NC 28173-6743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Intrafamily Transfer, Transfer
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Jan 4, 2005 · Amount on File
Deed Document Number	202225004
Deed Book / Page	8524 / 334
Last Transfer Date	Sep 15, 2022
Transfer Doc	0008571750
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 15, 2022
Property Address	6314 LOWERGATE DR, WAXHAW, NC 28173-6743
Document Number	0008571750
Book / Page	8571 / 750
Map Reference	CAB F FILE 507
Instrument Date	Sep 15, 2022
Instrument	32428
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6314 LOWERGATE DR, 6314, WAXHAW, NC 28173-6743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 LOWERGATE DR, WAXHAW, NC 28173-6743

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 13, 2022
Property Address	6314 LOWERGATE DR, WAXHAW, NC 28173-6743
Document Number	0008524334
Book / Page	8524 / 334
Map Reference	CAB F FILE 807
Instrument Date	Jul 13, 2022
Instrument	25004
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 LOWERGATE DR, WAXHAW, NC 28173-6743

Mortgage

Document Number	0000025005
Date	Jul 13, 2022
Instrument	25005

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6314 Lowergate Dr was $3,034.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,900 (-) Land $130,200 Building $492,700	$622,900 (-) Land $130,200 Building $492,700
2025	$3,034.00	$622,900 Land $130,200 Building $492,700	$622,900 Land $130,200 Building $492,700
2023	$2,355.00	$369,000 Land $66,600 Building $302,400	$369,000 Land $66,600 Building $302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6314 Lowergate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6314 Lowergate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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