6311 Lowergate Dr, Waxhaw, NC 28173 Property Records

Union County property record for 6311 Lowergate Dr, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,730 sqft · built 2001
Lot Size	0.613 acres (26,702 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Mar 2012)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-078-182`

Property Details

APN / Parcel Number

Primary APN	`06-078-182`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,702 sqft (0.613 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	346 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6311 LOWERGATE DR
City	WAXHAW
State	NC
Zip	28173-6743
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WESLE
Legal Description	#58B STONEGATE MP9 OPCF PG807
Legal Subdivision	STONEGATE
Legal Lot Number	58B
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3000
Census Tract	21012

Owner

6311 Lowergate Dr, a rural home, is owned and occupied by two individuals who acquired it in October 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6311 LOWERGATE DR, WAXHAW, NC 28173-6743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2012 · Amount on File
Deed Sale	Mar 29, 2012 · Amount on File
Prior Sale	Oct 5, 2006 · Amount on File
Deed Document Number	20129302
Deed Book / Page	5708 / 710
Last Transfer Date	Oct 16, 2020
Transfer Doc	78551
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Oct 21, 2020
Property Address	6311 LOWERGATE DR, WAXHAW, NC 28173-6743
Document Number	0000078551
Book / Page	7855 / 1
Map Reference	CAB F FILE 807
Instrument Date	Oct 16, 2020
Instrument	42752
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6311 LOWERGATE DR, 6311, WAXHAW, NC 28173-6743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6311 LOWERGATE DR, WAXHAW, NC 28173-6743

Mortgage

Document Number	0000042753
Date	Oct 21, 2020
Instrument	42753

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6311 Lowergate Dr was $3,052.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,600 (-) Land $130,200 Building $496,400	$626,600 (-) Land $130,200 Building $496,400
2025	$3,052.00	$626,600 Land $130,200 Building $496,400	$626,600 Land $130,200 Building $496,400
2023	$2,362.00	$370,100 Land $66,600 Building $303,500	$370,100 Land $66,600 Building $303,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6311 Lowergate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6311 Lowergate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20