6313 S Brook Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 6313 S Brook Ct, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,971 sqft · built 1994
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on File
Tax Bill	$7,799 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-117-018-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-117-018-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	1,971 sqft Building Perimeter
1st Floor Area	1,095 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	657 sqft

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	414 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6313 S BROOK CT
City	WATERLOO
State	IL
Zip	62298-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 18 VANDEBROOK ESTATES
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	18
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records · APN 10-01-117-018-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6313 S BROOK CT, WATERLOO, IL 62298-2744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Mar 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Jul 10, 2024	Deed of Trust, Mortgage · Line of Credit STATE BANK
Dec 08, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 07, 2023
Transfer Doc	0000431431
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6313 S BROOK CT, WATERLOO, IL 62298-2744
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422064
Date	Jan 12, 2022
Instrument	422064

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 09, 2041

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6313 S BROOK CT, WATERLOO, IL 62298-2744
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415251
Date	Mar 01, 2021
Instrument	415251

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6313 S BROOK CT, WATERLOO, IL 62298-2744
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000433805
Date	Jul 10, 2024
Instrument	433805

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2034

Interest

Rate Type	Fixed Rate
Rate	9%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Dec 08, 2023
Property Address	6313 S BROOK CT, WATERLOO, IL 62298-2744
Document Number	0000431431
Map Reference	DOC 163876
Instrument Date	Dec 07, 2023
Instrument	431431
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6313 S BROOK CT, WATERLOO, IL 62298-2744

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6313 S BROOK CT, WATERLOO, IL 62298-2744
Document Number	0000406917
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6313 S BROOK CT WATERLOO IL 622982744, WATERLOO, IL 62298-2744

Mortgage

Document Number	0000406917
Date	Mar 25, 2020
Instrument	406917

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,120 (+49.08%) Land $17,970 Building $126,150	$432,360 (+49.08%) Land $53,910 Building $378,450
2024	$7,799.00
2022	Additional exemption filed	$96,670 Land $13,660 Building $83,010	$290,010 Land $40,980 Building $249,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Holding Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 98 locations within half a mile of this property.

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