6305 S Brook Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 6305 S Brook Ct, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,059 sqft · built 1998
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Tax Bill$6,185 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-01-117-020-000

Property Details

APN / Parcel Number

Primary APN10-01-117-020-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,059 sqft Building Perimeter
1st Floor Area1,059 sqft
Basement Area1,059 sqft
Unfinished Basement1,059 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area20,038 sqft (0.46 acres)
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area700 sqft

Exterior Amenities

PorchSlab
Porch Area141 sqft
Deck Area150 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6305 S BROOK CT
CityWATERLOO
StateIL
Zip62298-2744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 20 VANDEBROOK ESTATES
Legal Range10W
Legal Township03S
Legal Section01
Legal SubdivisionVANDEBROOK ESTATES
Legal Lot Number20
JurisdictionMONROE IL
Township / Civil Division27
Census Block Group4
Census Block4019
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6305 S BROOK CT, WATERLOO, IL 62298-2744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address6305 S BROOK CT, WATERLOO, IL 62298-2744
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000418434
DateJul 13, 2021
Instrument418434
Lender
NameGUARANTEED RATE INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,185.00 (+8.83%) Homeowner's exemption$107,120 (+33.48%) Land $18,030 Building $89,090$321,360 (+33.48%) Land $54,090 Building $267,270
2024$5,683.00
2022Additional exemption filed$80,250 Land $16,160 Building $64,090$240,750 Land $48,480 Building $192,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

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