6312 W Custer St, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 6312 W Custer St, Manitowoc, WI 54220

Property Summary

Property Type	Single Family Home
Lot Size	2.06 acres (89,995 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Dec 2022)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-027-011-012.00`

Property Details

APN / Parcel Number

Primary APN	`10-027-011-012.00`
Alternative APN	`010-027-011-012.00`

Exterior

Lot Area	89,995 sqft

Location & Zoning

Street Address	6312 W CUSTER ST
City	MANITOWOC
State	WI
Zip	54220-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT E OF C.S. V.5 P.331 CONT.ACCESS V1382 P425 EX V1937 P709 FOR HWY
Legal Range	23E
Legal Township	19N
Legal Section	27
Legal Tract	E
Jurisdiction	MANITOWOC WI
Township / Civil Division	MANITOWOC RAPIDS
Census Block Group	5
Census Block	5007
Census Tract	600

Owner

6312 W Custer St is owned and occupied by two individuals who bought it in December 2022.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6312 W CUSTER ST, MANITOWOC, WI 54220-9285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOX COMMUNITIES CU
Dec 30, 2022	Personal Representative Deed, Transfer · Conventional Mortgage FOX COMMUNITIES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Deed Document Number	20221259052
Deed Book / Page	3540 / 670
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	6312 W CUSTER ST, MANITOWOC, WI 54220-9285
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003553/470
Date	Apr 6, 2023
Book Page	3553/470
Instrument	1261334

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union
Address	APPLETON, WI 54913

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	Other
Max Rate	12.6%

December 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MANITOWOC WI
Recording Date	Dec 30, 2022
Property Address	6312 W CUSTER ST, MANITOWOC, WI 54220-9285
Document Number	003540/670
Book / Page	3540 / 670
Map Reference	VOL 5 PG 331
Instrument Date	Dec 14, 2022
Instrument	1259052
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001259053
Date	Dec 30, 2022
Instrument	1259053

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 6312 W Custer St was $3,562 with exemptions applied.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
County Subdivision	Manitowoc Rapids Town
Unified School District	Manitowoc School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 Homeowner's exemption	$271,600 Land $34,400 Building $237,200	$342,221 Land $43,345 Building $298,876
2023	$3,096.00 (+4.42%) Homeowner's exemption	$271,600 (-) Land $34,400 Building $237,200	$280,548 (+3.4%) Land $35,533 Building $245,015
2022	$2,965.00 Homeowner's exemption	$271,600 Land $34,400 Building $237,200	$271,317 Land $34,364 Building $236,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6312 W Custer St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6312 W Custer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bertram Communications Fixed Wireless	100 / 20
Nsight Telservices Fixed Wireless · DSL	100 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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