631 W Second St, Fairmount, IN 46928 Property Records

Grant County property record for 631 W Second St, Fairmount, IN 46928

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,140 sqft · built 1960
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on File
Last Sale$141,200 (Nov 2012)
Tax Bill$1,728 (2025)
Deeds & MortgagesMar 2022 Refinance
Flood ZoneZone X (minimal risk)
APN1030-104-053.000-24

Property Details

APN / Parcel Number

Primary APN1030-104-053.000-24
Alternative APNs
  • 27-10-30-104-053.000-004
  • 024-09008-00
  • 00001099702

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,140 sqft Living Area
1st Floor Area2,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1979
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions170 ft deep x 148 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001099702
Street Address631 W SECOND ST
CityFAIRMOUNT
StateIN
Zip46928-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-09-2113 PT S NE SEC 30 0.57 A MP 1030-104-053.000
JurisdictionGRANT IN
Township / Civil DivisionFAIRMOUNT
Census Block Group2
Census Block2046
Census Tract10300

Owner

631 W Second St is owned and occupied by an individual who bought it in November 2012.

Source: Grant County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address631 W SECOND ST, FAIRMOUNT, IN 46928-1615
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2012 · Amount on File
Deed SaleNov 20, 2012 · Amount on File
Prior SaleNov 8, 2005 · Amount on File
Deed Document Number201210225
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANT IN
Property Address631 W SECOND ST, FAIRMOUNT, IN 46928-1615
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022002342
DateMar 16, 2022
Instrument2022-002342
Lender
NameVIA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 631 W Second St was $1,728 with a homeowner's exemption, down 1.7% from the year before.

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyGrant County
County SubdivisionFairmount Township
MunicipalityFairmount Town
Unified School DistrictMadison-Grant United School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,728.00 (-1.65%) Homeowner's exemption$197,300 Land $13,900 Building $183,400$197,300 Land $13,900 Building $183,400
2024$1,757.00 (+18.8%)
2023$1,479.00 (-0.54%)$162,600 (+7.61%) Land $13,900 Building $148,700$162,600 (+7.61%) Land $13,900 Building $148,700
2022$1,487.00$151,100 Land $13,900 Building $137,200$151,100 Land $13,900 Building $137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 W Second St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1985–2013)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2013 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 W Second St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRMOUNT WATER WORKS
serves 2,756 people · EPA ID IN5227005
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Good Connections, Mercury Fiber, Spectrum.

Nearby Properties on W Second St

Nearby Streets

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