624 W Second St, Fairmount, IN 46928 Property Records

Grant County property record for 624 W Second St, Fairmount, IN 46928

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,404 sqft · built 1987
Lot Size	3.16 acres (137,824 sqft)
Owner	Individual Name on Record
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-03007-40`

Property Details

APN / Parcel Number

Primary APN	`024-03007-40`
Alternative APNs	`27-10-30-104-010.000-004` `1030-104-010.000-24` `00001098086`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	137,824 sqft (3.16 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001098086
Street Address	624 W SECOND ST
City	FAIRMOUNT
State	IN
Zip	46928-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 19 THRU 22 EMILY BOGUES 1ST ADD MP 1030-104-010.000
Legal Subdivision	EMILY BOGUES 1ST ADD
Legal Lot Number	19-22
Jurisdiction	GRANT IN
Township / Civil Division	FAIRMOUNT
Census Block Group	2
Census Block	2010
Census Tract	10300

Owner

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	624 W SECOND ST, FAIRMOUNT, IN 46928-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 12, 2017	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Recording Date	Jun 12, 2026
Property Address	624 W SECOND ST, FAIRMOUNT, IN 46928-1615
Document Number	0000004232
Instrument Date	Jun 4, 2026
Instrument	20264232
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 W SECOND ST, FAIRMOUNT, IN 46928-1615
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004232,
Date	Jun 12, 2026
Instrument	20264232

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 9, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	624 W SECOND ST, FAIRMOUNT, IN 46928-1615
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-007563
Date	Oct 12, 2017
Instrument	2017-007563

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Fairmount Township
Municipality	Fairmount Town
Unified School District	Madison-Grant United School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (+4.91%) Homeowner's exemption	$182,800 (+14.39%) Land $23,500 Building $159,300	$182,800 (+14.39%) Land $23,500 Building $159,300
2024	$1,264.00 (-21.98%)
2023	$1,620.00 (+0.93%)	$159,800 (+6.82%) Land $23,500 Building $136,300	$159,800 (+6.82%) Land $23,500 Building $136,300
2022	$1,605.00	$149,600 Land $23,500 Building $126,100	$149,600 Land $23,500 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1985–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT WATER WORKS serves 2,756 people · EPA ID IN5227005
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Good Connections, Mercury Fiber, Spectrum.

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