St. Charles County property record for 631 Sunward Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,102 sqft · built 1991 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $300,000 (Jul 2024) |
| Tax Bill | $3,030 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A902000968 |
| Primary APN | A902000968 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 1,038 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | Deck Area |
| Patio Area | 221 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A902000968 |
|---|---|
| Street Address | 631 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD #7 LOT 446 |
| Legal Subdivision | BAYFIELD #7 |
| Legal Lot Number | 446 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311732 |
631 Sunward Dr is owned by a company that bought it in July 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 401 CONGRESS AVE, 33, AUSTIN, TX 78701-3792 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS MORTGAGE COMPANY |
| Dec 21, 2017 | Warranty Deed, Transfer BCHH INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Jun 3, 2019 · Amount on File |
| Deed Document Number | 202429900 |
| Prior Transfer Date | Mar 1, 2006 |
| Prior Transfer Doc | 0044381125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 631 SUNWARD DR, O FALLON, MO 63368-6937 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R081693 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021R-081693 |
| Name | GOLDMAN SACHS MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10282 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 9, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 21, 2017 |
| Property Address | 631 SUNWARD DR, O FALLON, MO 63368-6937 |
| Document Number | 0068561352 |
| Book / Page | 006856 / 001352 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 786720 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | BCHH INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 631 Sunward Dr was $3,030, up 2.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,012 (-) | $247,429 (-) Building $247,429 | |
| 2025 | $3,030.00 (+2.5%) | $47,012 | $247,429 Building $247,429 |
| 2024 | $2,956.00 | ||
| 2023 | $44,535 | ||
| 2022 | $234,395 Land $50,000 Building $184,395 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 631 Sunward Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 631 Sunward Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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