630 Sunward Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 630 Sunward Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,548 sqft · built 1990
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$162,500 (Jun 2016)
Tax Bill$3,167 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNA902000959

Property Details

APN / Parcel Number

Primary APNA902000959
Alternative APN
  • 2-0123-6595-00-0355.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,548 sqft Living Area
Gross Area2,488 sqft
1st Floor Area1,068 sqft
Basement Area960 sqft
Finished Basement480 sqft
Unfinished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck AreaDeck Area
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA902000959
Street Address630 SUNWARD DR
CityO FALLON
StateMO
Zip63368-6936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAYFIELD #7 LOT 355
Legal SubdivisionBAYFIELD #7
Legal Lot Number355
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1000
Census Tract311732

Owner

630 Sunward Dr is owned and occupied by two individuals who bought it in June 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address630 SUNWARD DR, O FALLON, MO 63368-6936
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2016 · Amount on File
Deed SaleJun 22, 2016 · Amount on File
Prior SaleNov 29, 2001 · Amount on File
Deed Document Number2016385570
Deed Book / Page6560 / 1660
Prior Transfer DateJun 15, 1998
Prior Transfer Doc0000054658
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address630 SUNWARD DR, O FALLON, MO 63368-6936
Transaction TypeMortgage
Record UpdatedMay 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 UNWARD DR, O FALLON, MO 63368

Mortgage

Document Number0000025760
DateMay 5, 2022
Instrument2022R-025760
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term292 Months
DueSep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 630 Sunward Dr was $3,167.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,157 (-)$258,719 (-) Building $258,719
2025$3,167.00$49,157$258,719
2023$44,171
2022$232,478 Land $50,000 Building $182,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 630 Sunward Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1988)
Most Recent ClaimJul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 630 Sunward Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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