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631 Southlake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 631 Southlake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,745 sqft Heated Area
Lot Size10,629 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$522,000 (2017)
Tax Bill$6,523.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0960

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area2,745 sqft Heated Area
Gross Area3,874 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,629 sqft (0.244 acres)
Driveway1 Driveway
Driveway Area688 sqft Driveway
Pool TypePool with Hot Tub/Spa Pool Type
Pool Area380 sqft Pool

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address631 SOUTHLAKE DR
CityORMOND BEACH
StateFL
Zip32174-1515
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 96 OR 2201/519
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number96
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3008
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0960

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address631 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 29, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 31, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
ROYAL PACIFIC FUNDING CORP
Apr 26, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2017 · Amount on Record
Deed SaleApr 26, 2017 · Amount on Record
Deed Doc Number2017014616
Deed Book / Page2201 / 0519
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Recording DateJul 08, 2026
Property Address631 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515
Document Number0000027186
Book / Page3068 / 1033
Instrument DateJun 26, 2026
Instrument202627186
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515

Mortgage

Document Number0000027186,
DateJul 08, 2026
Book Page3068/1033
Instrument202627186
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address631 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515
Transaction TypeMortgage
Record UpdatedDec 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515

Mortgage

Document Number0028291587
DateNov 29, 2023
Book Page2829/1587
Instrument2023051476
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2043

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address631 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515
Transaction TypeMortgage
Record UpdatedNov 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026251192
DateNov 05, 2021
Book Page2625/1192
Instrument2021061566
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address631 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024160891
DateJan 31, 2020
Book Page2416/0891
Instrument2020004005
Lender
NameROYAL PACIFIC FUNDING CORP
TypeFunding / Finance Company
AddressCOSTA MESA, CA 92626
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 26, 2017
Property Address631 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515
Document Number0022010519
Book / Page2201 / 0519
Map ReferenceMB37 PG1-3
Instrument DateApr 04, 2017
Instrument2017014616
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,654.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515

Mortgage

Document Number2017014617
DateApr 26, 2017
Instrument2017014617
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,523.00 (-17.98%) Homeowner's exemption Widower's exemption$509,078 (+5.99%)$711,421 (+9.6%) Land $82,000 Building $629,421
2023$7,953.00 (+5.23%) Homeowner's exemption$480,322 (+3%)$649,125 (+4.14%) Land $82,000 Building $567,125
2022$7,558.00 Homeowner's exemption$466,332$623,316 Land $82,000 Building $541,316

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 441 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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