Flagler County property record for 627 Southlake Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,624 sqft · built 2017 |
| Lot Size | 0.242 acres (10,585 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $850,000 (Mar 2024) |
| Tax Bill | $9,840 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-13-31-5120-2AF05-0980 |
| Primary APN | 03-13-31-5120-2AF05-0980 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,624 sqft Heated Area |
| Gross Area | 3,800 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,585 sqft (0.242 acres) |
| Driveway | Driveway |
| Driveway Area | 824 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 386 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 627 SOUTHLAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 98 OR 2228/781 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 98 |
| Legal Unit | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF05-0980
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 297 PLEASANT ST, FRANKLIN, NH 03235-1883 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 22, 2024 | Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Jun 03, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 01, 2017 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on Record |
| Deed Sale | Mar 22, 2024 · Amount on Record |
| Prior Sale | Sep 01, 2017 · Amount on Record |
| Deed Document Number | 2024012070 |
| Deed Book / Page | 2856 / 214 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 22, 2024 |
| Property Address | 627 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515 |
| Document Number | 0028560214 |
| Book / Page | 2856 / 214 |
| Map Reference | MB 37 PG 1-3 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024012070 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 TUSCAN WAY STE 202, 202, SAINT AUGUSTINE, FL 32092-1850 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 297 PLEASANT ST, FRANKLIN, NH 03235-1883 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 627 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SMART TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0024460991 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 2446/991 |
| Instrument | 2020020357 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 01, 2017 |
| Property Address | 627 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515 |
| Document Number | 0022280781 |
| Book / Page | 2228 / 0781 |
| Map Reference | MB37 PG1-3 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 2017031236 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HOLDING CO LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720 |
| Name | Verified Name |
|---|---|
| Address | 627 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1515 |
| Investor | Possibly a Property Investor |
| Document Number | 2017031237 |
|---|---|
| Date | Sep 01, 2017 |
| Instrument | 2017031237 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,840.00 (+39.16%) | $698,617 (+64.96%) Land $82,000 Building $616,617 | $698,617 (+9.3%) Land $82,000 Building $616,617 |
| 2023 | $7,071.00 (+5.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $423,503 (+3%) | $639,187 (+4.23%) Land $82,000 Building $557,187 |
| 2022 | $6,709.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $411,168 | $613,260 Land $82,000 Building $531,260 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 3 (1994–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2019 · other causes |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 227 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FGUA - PLANTATION BAY WTP private · serves 3,522 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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