Mitchell County property record for 631 Pond Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,026 sqft · built 1998 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Feb 2022) |
| Tax Bill | $2,144 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0788-00-49-4082 |
| Primary APN | 0788-00-49-4082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Construction Type | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 555784175 |
|---|---|
| Street Address | 631 POND RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HENRY MTN OFF 1104 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1038 TURNER RD, LEXINGTON, NC 27292-6841 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Jul 23, 2014 |
| Deed Document Number | 2022000271 |
| Deed Book / Page | 639 / 656 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Feb 10, 2022 |
| Property Address | 631 POND RD, SPRUCE PINE, NC 28777-8734 |
| Document Number | 000639/656 |
| Book / Page | 639 / 656 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022000271 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 MEADOW GLEN DR, 8, WEAVERVILLE, NC 28787-8420 |
| Name | Verified Name |
|---|---|
| Address | 1038 TURNER RD, LEXINGTON, NC 27292-6841 |
| Document Number | 2022000272 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022000272 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Mitchell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,144.00 (+1.56%) | $335,100 (-) Land $35,000 Building $300,100 |
| 2023 | $2,111.00 | $335,100 Land $35,000 Building $300,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
5G and 4G LTE (outdoors only)
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