562 Pond Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 562 Pond Rd, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1975
Lot Size1.41 acres (61,420 sqft)
OwnerIndividual Name on Record
Last Sale$229,000 (Aug 2022)
Tax Bill$1,344 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0788-00-69-3557

Property Details

APN / Parcel Number

Primary APN0788-00-69-3557
Alternative APNs
  • 555783996
  • 555784405

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeWood
Lot Area61,420 sqft (1.41 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number555784405
Street Address562 POND RD
CitySPRUCE PINE
StateNC
Zip28777-9779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1117
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group2
Census Block2021
Census Tract950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address562 POND RD, SPRUCE PINE, NC 28777-9779
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Dec 16, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2022 · Amount on Record
Deed SaleAug 11, 2022 · Amount on Record
Prior SaleDec 16, 2021 · Amount on Record
Deed Document Number20222333
Deed Book / Page647 / 720
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateAug 11, 2022
Property Address562 POND RD, SPRUCE PINE, NC 28777-9779
Document Number000647/720
Book / Page647 / 720
Instrument DateAug 10, 2022
Instrument2022002333
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$458.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4247 NC 261, 4247, BAKERSVILLE, NC 28705-7934

Transferred To (Grantee/Buyer)

NameVerified Name
Address562 POND RD, SPRUCE PINE, NC 28777-9779

Mortgage

Document Number2022002334
DateAug 11, 2022
Instrument2022002334
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateDec 16, 2021
Property Address562 POND RD, SPRUCE PINE, NC 28777-9779
Document Number000637/672
Book / Page637 / 672
Instrument DateDec 16, 2021
Instrument2021002925
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 OLD STRATFIELD RD, FAIRFIELD, CT 06825-4432

Mortgage

Document Number2021002926
DateDec 16, 2021
Instrument2021002926
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,344.00$210,100 (-) Land $32,500 Building $177,600
2025$1,344.00 (+1.59%)$210,100 (-) Land $32,500 Building $177,600
2023$1,323.00$210,100 Land $32,500 Building $177,600$210,100 Land $32,500 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

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